WaFd : File-pdf2025 Corporate Social Environmental Policy

Published: 2025-03-04 14:33:07 ET WAFD

Corporate Social & Environmental Responsibility Policy

February 11, 2025

Contents

1. Introduction

1.1

Definition, Objectives and Scope

1.2

Principles

2. Responsible Commitments and Practices

2.1

Clients:

2.2

Employees:

2.3

Shareholders and the Investment Community:

2.4

Our Communities:

2.5

Environment:

2.6

Suppliers and Vendors:

2.7 Fiscal Responsibility:

3. Change Record

Corporate Social & Environmental

CONFIDENTIAL & PROPRIETARY

Page 1

Responsibility Policy

Board Approved February 11, 2025

Introduction

1. Introduction

WaFd Bank's corporate social and environmental responsibility arises from the impact of its activities on people's lives and society. To comply with this responsibility, WaFd Bank integrates social, environmental and ethical concerns, as well as those regarding human rights and the needs of its stakeholders, into its daily business activities and approach to stakeholder relationships.

1.1 Definition, Objectives and Scope

This policy provides a framework that supports and promotes behaviors that lead to value creation for clients, employees, shareholders, suppliers and the broader community within a culture that encourages and sustains the Bank's corporate values of integrity, teamwork, ownership, simplicity, service and discipline.

Through this policy, WaFd Bank shall:

1.2 Principles

This policy flows from WaFd Bank's core principles, which are (1) to provide common-sense banking that helps neighborhoods flourish, (2) adhere to the primary corporate value of integrity, (3) exercise prudent risk management, (4) maintain transparency in its business practices, and (5) resolve to create long-term value for all stakeholders. Our intent is to strengthen the financial health and well-being of the communities we serve and as a portfolio lender, take a long-term approach to supporting sustainable growth and reliable profitability.

This policy is also aligned with WaFd Bank's Code of Ethics and Business Conduct, which establishes behavioral guidelines in accordance with WaFd's corporate values.

Corporate Social & Environmental

CONFIDENTIAL & PROPRIETARY

Page 1

Responsibility Policy

Board Approved February 11, 2025

Responsible Commitments and Practices

2. Responsible Commitments and Practices

In order to comply with this policy, WaFd Bank has implemented the following commitments and practices:

Corporate Social & Environmental

CONFIDENTIAL & PROPRIETARY

Page 2

Board Approved February 11, 2025

Responsibility Policy

Responsible Commitments and Practices

Corporate Social & Environmental

CONFIDENTIAL & PROPRIETARY

Page 3

Responsibility Policy

Board Approved February 11, 2025

Responsible Commitments and Practices

Corporate Social & Environmental

CONFIDENTIAL & PROPRIETARY

Page 4

Responsibility Policy

Board Approved February 11, 2025

Change Record

3. Change Record

This policy was initially established and approved by the Board of Directors on October 27, 2020 and revised most recently on February 11, 2025.

Corporate Social & Environmental

CONFIDENTIAL & PROPRIETARY

Page 5

Responsibility Policy

Board Approved February 11, 2025

Disclaimer

WaFd Inc. published this content on March 04, 2025, and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on March 04, 2025 at 19:32:17.577.