Canadian Imperial Bank of Commerce : Publication of Final Terms (XS3382732074, SPUK 116)
CM.TO
Published on 05/15/2026 at 06:00 am EDT
Terms used herein shall be deemed to be defined as such for the purposes of the terms and conditions (the "Conditions") set forth in the Base Prospectus dated 23 January 2026 and the supplement to the Prospectus dated 17 April 2026, which together constitute a base prospectus (the "Prospectus") for the purposes of the Prospectus Rules: Admission to Trading on a Regulated Market sourcebook (the "PRM"). This document constitutes the Final Terms of the Notes described herein for the purposes of the PRM and must be read in conjunction with such Prospectus as so supplemented. Full information on the Issuer and the offer of the Notes is only available on the basis of the combination of these Final Terms and the Prospectus as so supplemented. The Prospectus and the supplement to the Prospectus are available for viewing during normal business hours at and copies may be obtained from the registered office of the Issuer
at 81 Bay Street, CIBC Square, Toronto, Ontario, Canada M5J 0E7, and at the office of Fiscal Agent, Deutsche Bank AG, London Branch at 21 Moorfields, London EC2Y 9DB, United Kingdom.
(a) Series Number: SPUK 116
Tranche Number 1
Date on which the Notes become fungible:
Not Applicable
Specified Currency: British Pounds Sterling ("GBP")
Aggregate Nominal Amount:
Series: Up to GBP 2,000,000
Tranche: Up to GBP 2,000,000
Description of the arrangements and time for announcing to the public through a primary information provider the definitive amount of the issue/offer:
Up to GBP 2,000,000 in aggregate principal amount of the Notes will be issued and the criterion/condition for determining the final amount of Notes will be investor demand.
The offer period during which investors may purchase or subscribe for Notes will commence on (and from) 19 May 2026 and will end on (and including) 3 July 2026 or when the offer is declared unconditional, lapses, or is withdrawn, whichever occurs earlier.
The Issuer reserves the right to accept any subscriptions for Notes which would exceed the "up to" aggregate principal amount of the Notes of GBP 2,000,000 and the Issuer may increase the "up to" aggregate principal amount of the Notes to be issued.
The Issuer reserves the right, in its absolute discretion, to cancel the offer and the issue of the Notes in the United Kingdom at any time prior to the Issue Date.
A notice setting out the final aggregate nominal amount of Notes to be offered and issued will be published by the Issuer on the website of the London Stock Exchange (https://www.londonstockexchange.com/news) on or before the issue Date and the notice will be available on the Issuer's website at https://www.cibc.com/en/about-cibc/investor-relations/debt-information/structured-note-issuance-programme.html under "Issuance Documents".
Acceptances of the purchase or subscription of the Notes may be withdrawn for not less than 2 working days after the amount of Notes to be admitted to trading has been filed.
Issue Price: 100.00 per cent. of the Aggregate Nominal Amount
(a) Specified Denominations: GBP 1,000 and integral multiples of GBP 1 in excess thereof
Calculation of Interest and Redemption based on the Specified Denomination: Applicable
Minimum Trading Size: Applicable. The Minimum Trading Size is GBP 1,000 in
aggregate nominal amount
Calculation Amount: GBP 1
(a) Issue Date: 17 July 2026
Trade Date: 12 May 2026
Interest Commencement Date:
Issue Date
Maturity Date: 19 July 2033, subject to an early redemption
Type of Notes:
Interest: Index Linked Note
(Further particulars specified below in "PROVISIONS RELATING TO INTEREST (IF ANY) PAYABLE")
Redemption: Index Linked Note
(Further particulars specified below in "PROVISIONS RELATING TO REDEMPTION")
Bail-inable Notes: No
Date Board approval for issuance of Notes obtained:
Not Applicable
Method of distribution: Non-syndicated
Asset Conditions: Index Linked Asset Conditions applicable in accordance with
Annex 1
Fixed Rate Note: Not Applicable
Floating Rate Note: Not Applicable
Linked Interest Note: Applicable - Index Linked Note
(See paragraph "PROVISIONS RELATING TO THE
UNDERLYING(s) IF ANY" for further information in relation to the Underlying Asset)
Applicable to: All Interest Accrual Periods
Interest Payment Date(s): Each date set forth in the Interest Payment Table in the column
entitled "Interest Payment Date(s)"
Interest Period Date(s): Not Applicable
Interest Determination Date(s):
Each date set forth in the Interest Payment Table in the column entitled "Interest Valuation Date(s)"
Business Day Convention for the purposes of adjustment of "Interest Accrual Periods" in accordance sub-paragraph
(h) below:
Not Applicable
Additional Business Centres: Not Applicable
Day Count Fraction: Not Applicable
Interest Accrual Periods: Not Applicable
Determination Date(s): Not Applicable
Calculation Agent responsible for calculating the Linked Interest Rate and the Interest Amount:
Canadian Imperial Bank of Commerce, Toronto
Interest Payoff: Applicable
Interest Payoff Condition: Phoenix Without Memory
Coupon Barrier Event: Less than applies
Calculation Amount (CA): GBP 1
Interest Rate 0.780 per cent.
Interest Valuation Date(s):
Each date set forth in the Interest Payment Table in the column entitled "Interest Valuation Date(s)"
Coupon Barrier Level: As set out in the Interest Payment Table below
t:
Coupon Barrier Level:
Interest Valuation Date(s):
Interest Payment Date(s):
1
80% x Initial Price
03 August 2026
17 August 2026
2
80% x Initial Price
03 September 2026
17 September 2026
3
80% x Initial Price
05 October 2026
19 October 2026
4
80% x Initial Price
03 November 2026
17 November 2026
5
80% x Initial Price
03 December 2026
17 December 2026
6
80% x Initial Price
04 January 2027
18 January 2027
7
80% x Initial Price
03 February 2027
17 February 2027
8
80% x Initial Price
03 March 2027
17 March 2027
9
80% x Initial Price
05 April 2027
19 April 2027
10
80% x Initial Price
03 May 2027
17 May 2027
11
80% x Initial Price
03 June 2027
17 June 2027
12
80% x Initial Price
06 July 2027
20 July 2027
13
80% x Initial Price
03 August 2027
17 August 2027
14
80% x Initial Price
03 September 2027
17 September 2027
15
80% x Initial Price
04 October 2027
18 October 2027
16
80% x Initial Price
03 November 2027
17 November 2027
17
80% x Initial Price
03 December 2027
17 December 2027
18
80% x Initial Price
03 January 2028
17 January 2028
19
80% x Initial Price
03 February 2028
17 February 2028
20
80% x Initial Price
03 March 2028
17 March 2028
21
80% x Initial Price
03 April 2028
19 April 2028
22
80% x Initial Price
03 May 2028
17 May 2028
23
80% x Initial Price
05 June 2028
19 June 2028
24
80% x Initial Price
03 July 2028
17 July 2028
25
80% x Initial Price
03 August 2028
17 August 2028
26
80% x Initial Price
05 September 2028
19 September 2028
27
80% x Initial Price
03 October 2028
17 October 2028
28
80% x Initial Price
03 November 2028
17 November 2028
29
80% x Initial Price
04 December 2028
18 December 2028
30
80% x Initial Price
03 January 2029
17 January 2029
31
80% x Initial Price
05 February 2029
19 February 2029
32
80% x Initial Price
05 March 2029
19 March 2029
33
80% x Initial Price
03 April 2029
17 April 2029
34
80% x Initial Price
03 May 2029
18 May 2029
35
80% x Initial Price
04 June 2029
18 June 2029
36
80% x Initial Price
03 July 2029
17 July 2029
37
80% x Initial Price
03 August 2029
17 August 2029
38
80% x Initial Price
04 September 2029
18 September 2029
39
80% x Initial Price
03 October 2029
17 October 2029
40
80% x Initial Price
05 November 2029
19 November 2029
41
80% x Initial Price
03 December 2029
17 December 2029
42
80% x Initial Price
03 January 2030
17 January 2030
43
80% x Initial Price
04 February 2030
18 February 2030
44
80% x Initial Price
04 March 2030
18 March 2030
45
80% x Initial Price
03 April 2030
17 April 2030
46
80% x Initial Price
03 May 2030
20 May 2030
47
80% x Initial Price
03 June 2030
17 June 2030
48
80% x Initial Price
03 July 2030
17 July 2030
49
80% x Initial Price
05 August 2030
19 August 2030
50
80% x Initial Price
03 September 2030
17 September 2030
51
80% x Initial Price
03 October 2030
17 October 2030
52
80% x Initial Price
04 November 2030
18 November 2030
53
80% x Initial Price
03 December 2030
17 December 2030
54
80% x Initial Price
03 January 2031
17 January 2031
55
80% x Initial Price
03 February 2031
17 February 2031
56
80% x Initial Price
03 March 2031
17 March 2031
57
80% x Initial Price
03 April 2031
21 April 2031
58
80% x Initial Price
05 May 2031
19 May 2031
59
80% x Initial Price
03 June 2031
17 June 2031
60
80% x Initial Price
03 July 2031
17 July 2031
61
80% x Initial Price
04 August 2031
18 August 2031
62
80% x Initial Price
03 September 2031
17 September 2031
63
80% x Initial Price
03 October 2031
17 October 2031
64
80% x Initial Price
03 November 2031
17 November 2031
65
80% x Initial Price
03 December 2031
17 December 2031
66
80% x Initial Price
05 January 2032
19 January 2032
67
80% x Initial Price
03 February 2032
17 February 2032
68
80% x Initial Price
03 March 2032
17 March 2032
69
80% x Initial Price
05 April 2032
19 April 2032
70
80% x Initial Price
03 May 2032
17 May 2032
71
80% x Initial Price
03 June 2032
17 June 2032
72
80% x Initial Price
06 July 2032
20 July 2032
73
80% x Initial Price
03 August 2032
17 August 2032
74
80% x Initial Price
03 September 2032
17 September 2032
75
80% x Initial Price
04 October 2032
18 October 2032
76
80% x Initial Price
03 November 2032
17 November 2032
77
80% x Initial Price
03 December 2032
17 December 2032
78
80% x Initial Price
03 January 2033
17 January 2033
79
80% x Initial Price
03 February 2033
17 February 2033
80
80% x Initial Price
03 March 2033
17 March 2033
81
80% x Initial Price
04 April 2033
20 April 2033
82
80% x Initial Price
03 May 2033
17 May 2033
83
80% x Initial Price
03 June 2033
17 June 2033
84
80% x Initial Price
05 July 2033 (the "Final Valuation Date")
19 July 2033 (the "Maturity Date")
Redemption Determination Date(s): For the purposes of determining the Final Redemption
Amount, the Final Valuation Date
For the purposes of determining an Early Redemption Amount, the relevant Early Redemption Observation Date
Call Option: Not Applicable
Put Option: Not Applicable
Bail-inable Notes - TLAC Disqualification Event Call Option:
Not Applicable
Early Redemption Amount:
Early Redemption Amount(s) of each Note: payable on redemption for tax reasons, on Event of Default or Illegality and Force Majeure or other early redemption in accordance with the Conditions
Fair Market Redemption Amount calculated in accordance with General Condition 5.4. For the purposes hereof the provision "The Fair Market Value Redemption Amount specified above shall be determined taking into account any amounts in respect of accrued but unpaid interest, and accordingly no other amount of" shall be deemed to be deleted from General Condition 5.4(a) and replaced with "No amount of".
Hedge Amount Not Applicable
Fair Market Value Redemption Amount Percentage:
Not Applicable
Automatic (Autocall) Early Redemption for the purposes of General Condition 5.2 and Automatic Early Redemption Conditions (Annex 3):
Applicable
Performance ER For the purposes of Performance ER in the definition of
Automatic Early Redemption Event, greater than or equal to
applies.
Early Redemption Amount:
Determined in accordance with Barrier Reverse Convertible (Worst of)
Redemption Unwind Costs:
Not Applicable
Reference Price Percentage:
Not Applicable
Early Redemption Barrier (ERB):
As specified in the Early Redemption Table in the column entitled "Early Redemption Barrier (ERB))"
Early Redemption Date(s):
Each date set forth in the Early Redemption Table in the column entitled "Early Redemption Date(s)"
Early Redemption Observation Date(s):
Each date set forth in the Early Redemption Table in the column entitled "Early Redemption Observation Date(s) / Valuation Date(s)"
Early Redemption Observation Period:
Not Applicable
Initial Price: Official closing price of the Underlying Asset on 3 July 2026
(the "Strike Date")
Relevant Timing: On each Early Redemption Observation Date
Underlying Performance Type:
Worst-of
Valuation Date(s): Each date set forth in the Early Redemption Table in the
column entitled "Early Redemption Observation Date(s) / Valuation Date(s)"
Valuation Price: Official closing price of the Underlying Asset on the Valuation
Date
t:
Early Redemption Barrier (ERB):
Early Redemption Observation Date(s) / Valuation Date(s):
Early Redemption Date(s):
1
100% x Initial Price
3 July 2028
17 July 2028
2
100% x Initial Price
3 July 2029
17 July 2029
3
100% x Initial Price
3 July 2030
17 July 2030
4
100% x Initial Price
3 July 2031
17 July 2031
5
100% x Initial Price
6 July 2032
20 July 2032
Final Redemption Amount for the purposes of General Condition 5.1 (Final Redemption) determined in accordance with:
Applicable
Redemption Payoff: Determined in accordance with Barrier Reverse Convertible
(Worst of)
- Final Redemption Percentage:
100 per cent.
Redemption Unwind Costs:
Not Applicable
Reference Price Percentage:
Not Applicable
Initial Price: Official closing price of the Underlying Asset on 3 July 2026
(the "Strike Date")
Strike Price: The product of (a) 100 per cent. and (b) the Initial Price of the
relevant Underlying Asset
Kick-in Event: In the definition of Kick-in Event, less than applies
Kick-in Level: The product of (a) 65% per cent. and (b) the Initial Price of the
Underlying Asset
PL ("Protection Level"): Not Applicable
Early Redemption Level: Not Applicable
Fair Market Value Redemption Amount:
Not Applicable
(a) Index Linked Note: Index Linked Interest and Redemption Note: Applicable in
accordance with Annex 1, Chapter 1
Single Underlying: Not Applicable
Basket:
Scheduled Trading Day:
Exchange Business Day:
Applicable for the purposes of:
Applicable
Scheduled Trading Day (All Indices Basis) Exchange Business Day (All Indices Basis)
Interest Payoff Condition: Phoenix without Memory
Redemption Payoff: Barrier Reverse Convertible (Worst of) Automatic (Autocall) Early Redemption
Index
Exchange
Multiple Exchange
Index Sponsor
Related Exchange
Valuation Time
Bloomberg Ticker
Currency
Standard and Poor's 500® Index
NASDAQ,
The New York Stock Exchange
Applicable
S&P Dow Jones Indices
All Exchanges
Closing
SPX Index
USD
EURO STOXX 50®
Index
Eurex
Applicable
STOXX
Limited
All Exchanges
Closing
SX5E Index
EUR
Additional Disruption Event:
The following Additional Disruption Events apply to the Notes:
Change in Law Hedging Disruption
Increased Cost of Hedging Dividend Disruption
Other Events: Not Applicable
Correction of Index Levels:
Applicable The Reference Price shall be calculated without regard to any subsequently published correction
Correction Cut-Off Date: 2 Business Days prior to the Maturity Date
Observation Date(s): As per the definition in Index Linked Asset Condition 2
Observation Period: Not Applicable
Averaging Date Disruption:
Not Applicable
Maximum Days of Disruption:
8 Scheduled Trading Days
Payment Extension Days: 2 Payment Business Days
Clearance System: As per the definition in Index Linked Asset Condition 2
Multiplier: Not Applicable
Equity Linked Note: Not Applicable
Fund Linked Note: Not Applicable
Preference Share Linked Note:
Not Applicable
Delivery: Cash Settlement
(a) Form: Registered Form:
Registered Global Note registered in the name of a nominee for a common depositary for Euroclear and Clearstream, Luxembourg
Notes in New Global Note form No
Business Day Convention for the purposes of "Payment Business Day" election in accordance with General Condition 6.6 (Payment Business Day):
Following Business Day Convention
Additional Financial Centre(s): Not Applicable
Additional Business Centre(s): Not Applicable
Talons for future Coupons or No Receipts to be attached to Definitive Bearer Notes and dates on which such Talons mature:
Redenomination (for the purposes of General Condition 11):
Not Applicable
(a) Calculation Agent: Canadian Imperial Bank of Commerce, Toronto
81 Bay Street, CIBC Square, Toronto, Ontario M5J 0E7, Canada
(a) Governing Law English Law
Relevant Index Benchmark: As per the definition in Index Linked Asset Condition 2
Specified Public Source: As per the definition in the Definitions Condition
Impacted Index: Not Applicable
Close of Business: Not Applicable
The information included herein with respect to indices and/or formulas comprising, based on or referring to variations in the prices of one or more shares in companies, any other equity or non-equity securities, currencies or currency exchange rates, interest rates, credit risks, fund units, shares in investment companies, term deposits, life insurance contracts, loans, commodities or futures contracts on the same or any other underlying instrument(s) or asset(s) or the occurrence or not of certain events not linked to the Issuer or any other factors to which the Notes are linked (the "Underlying") consists only of extracts from, or summaries of publicly available information. The Issuer accepts responsibility that such extracts or summaries have been accurately reproduced and that, so far as it is aware, and is able to ascertain from information published by the issuer, owner or sponsor, as the case may be, of such Underlying, no facts have been omitted that would render the reproduced extracts or summaries inaccurate or misleading. No further or other responsibility in respect of such information is accepted by the Issuer. In particular, neither the Issuer nor any Dealer accepts responsibility in respect of the accuracy or completeness of the information set forth herein concerning the Underlying of the Notes or that there has not occurred any event which would affect the accuracy or completeness of such information.
Signed on behalf of the Issuer:
By:
Listing and admission to trading: Application is expected to be made by the Issuer (or
on its behalf) for the Notes to be admitted to trading on the London Stock Exchange's main market with effect from the Issue date and to be listed on the Official List of the FCA.
Ratings: The Notes to be issued have not been rated.
Save as discussed in "Subscription and Sale" in the Base Prospectus and save for any fees payable to the Dealer and any distributor in connection with the issue of Notes, so far as the Issuer is aware, no person involved in the issue of the Notes has an interest material to the offer. The Dealer and its affiliates have engaged, and may in the future engage, in investment banking and/or commercial banking transactions with, and may perform other services for, the Issuer in the ordinary course.
Reasons for the offer: See the "Use of Proceeds" section of the Base Prospectus.
Estimated net proceeds: An amount equal to 98.95 per cent. of the final
Aggregate Principal Amount of the Notes issued on the Issue Date. For the avoidance of doubt, the estimated net proceeds reflect the proceeds to be received by the Issuer on the Issue Date.
Estimated total expenses related to admission to trading:
GBP 695 (listing fee)
Indication of yield: Not Applicable
Not Applicable
Underlying: Standard and Poor's 500® Index (Bloomberg Ticker: SPX Index)
EURO STOXX 50® Index (Bloomberg Ticker: SX5E Index)
Where past and future performance and volatility of the Underlying can be obtained from, free of charge::
The performance of the Notes is linked to the performance of the Standard and Poor's 500® Index and the EURO STOXX 50® Index.
Information about the past and future performance of the Standard and Poor's 500® Index and its volatility can be obtained from, free of charge:
https://us.spindices.com/indices/equity/sp-500
Information about the past and future performance of the EURO STOXX 50® Index and its volatility can be obtained from, free of charge:
http://www.stoxx.com/index.html
The Issuer does not intend to publish post-issuance information in relation to any underlying element to which the Notes are linked.
Not Applicable
Method of distribution Non-syndicated
If syndicated: Not Applicable
If non-syndicated, name and address of Dealer
The following Dealer is procuring subscribers for the Notes:
Canadian Imperial Bank of Commerce, London Branch, 150 Cheapside, London, EC2V 6ET
Indication of the overall amount of the underwriting commission and of the placing commission:
No commissions are payable by the Issuer to the Dealer
U.S. Selling Restrictions: Reg. S Compliance Category 2 TEFRA Not Applicable
Prohibition of Sales to EEA Retail Investors:
Applicable
Prohibition of Sales to UK Retail Investors:
Not Applicable
U.S. Dividend Equivalent Withholding: Not Applicable. The Issuer has determined that the
Notes (without regard to any other transactions) should not be subject to US withholding tax under Section 871(m) of the US Internal Revenue Code and regulations promulgated thereunder.
ISIN Code: XS3382732074
Temporary ISIN Not Applicable
Common Code 338273207
Other applicable Note identification number
Not Applicable
Relevant clearing system(s) other than Euroclear Bank SA/NV and Clearstream Banking, S.A. and the relevant identification number(s)
Not Applicable
Delivery: Delivery against payment
Names and addresses of additional Paying Agent(s) (if any)
Not Applicable
Notes intended to be held in a manner which would allow Eurosystem eligibility:
No. While the designation is specified as "no" at the date of these Final Terms, should the Eurosystem eligibility criteria be amended in the future such that the Notes are capable of meeting them, the Notes may then be deposited with one of the ICSDs as common safekeeper). Note that this does not necessarily mean that the Notes will then be recognised as eligible collateral for Eurosystem monetary policy and intraday credit operations by the Eurosystem at any time during their life. Such recognition will depend upon the ECB being satisfied that Eurosystem eligibility criteria have been met
UK Benchmarks Regulation: Article 29(2) statement on benchmarks:
Applicable: Amounts payable under the Notes are calculated by reference to the Standard and Poor's 500® Index and the EURO STOXX 50® Index which are provided by S&P Dow Jones Indices LLC and STOXX Limited (each, the "Administrator").
As of the date of these Final Terms, S&P Dow Jones Indices LLC is included in the register of
administrators and benchmarks established and maintained by the Financial Conduct Authority ("FCA") pursuant to Article 36 of the UK Benchmarks Regulation (Regulation (EU) 2016/1011) as it forms part of UK domestic law by virtue of the European (Withdrawal) Act 2018 (as amended) (as amended, the "UK Benchmarks Regulation").
As of the date of these Final Terms, STOXX Limited is not included in the register of administrators and benchmarks established and maintained by the FCA pursuant to Article 36 of the UK Benchmarks Regulation.
As far as the Issuer is aware the transitional provisions of Article 51 of the UK Benchmarks Regulation apply, such that STOXX Limited is not currently required to obtain authorisation or registration (or, if located outside the United Kingdom, recognition, endorsement or equivalence).
The S&P 500® is currently sponsored by Standard & Poor's, a Division of the McGraw-Hill Companies, Inc. ("Standard & Poor's"). The Notes are not in any way sponsored, endorsed or promoted by Standard & Poor's. Standard & Poor's has no obligation to take the needs of either the Issuer or the Shareholders into consideration in composing, determining or calculating the S&P 500® (or causing the S&P 500® to be calculated). In addition, Standard & Poor's makes no warranty or representation whatsoever, express or implied, as to the results to be obtained from the use of the S&P 500® and/or the level at which the S&P 500® stands at any particular time on any particular day or otherwise, and shall not be liable whether in negligence or otherwise, to the Issuer or any Shareholders for any error in the S&P 500® or under any obligation to advise the Issuer or any Shareholders of any error therein.
"Standard & Poor's®" and "S&P®" and "S&P500®" are trademarks of The McGraw-Hill Companies, Inc. These marks have been licensed for use by Canadian Imperial Bank of Commerce. The Shares are not sponsored, endorsed, sold or promoted by Standard & Poor's and Standard & Poor's does not make any representation, warranty or condition regarding the advisability of investing in the Shares. The licensing relating to the use of the S&P 500® and trademarks referred to above by Canadian Imperial Bank of Commerce is solely for the benefit of Canadian Imperial Bank of Commerce, and not for any third parties. The only relationship of Standard & Poor's to Canadian Imperial Bank of Commerce is the licensing of certain trademarks and trade names of the S&P 500®, which is determined, composed and calculated by the Index Source (as defined herein) without regard to Canadian Imperial Bank of Commerce or the Shares. The Index Source has no obligation to take the needs of Canadian Imperial Bank of Commerce or the Shareholders into consideration in determining, composing or calculating the S&P 500®. The Index Source is not responsible for and has not participated in the determination of the timing or pricing of the Shares or in the determination or calculation of the equation by which the Shares are to be converted into cash. The Index Source has no obligation or liability in connection with the administration, marketing or trading of the Shares.
The Euro STOXX 50® is the intellectual property (including registered trademarks) of STOXX Limited, Zurich, Switzerland, (the "Licensor"), which is used under license. The securities based on the Index are in no way sponsored, endorsed, sold or promoted by the Licensor and the Licensor shall not have any liability with respect thereto.
Disclaimer
CIBC - Canadian Imperial Bank of Commerce published this content on May 15, 2026, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on May 15, 2026 at 09:59 UTC.