FS Bancorp : May 2025 Investor Presentation

Published: 2025-05-05 22:02:46 ET FSBW

Published on 05/05/2025 at 22:02

INVESTOR PRESENTATION

2025 Financial Institutions Conference

FRANCHISE OVERVIEW

Total Assets: $3.07 billion (at March 31, 2025)

Headquartered: Mountlake Terrace, WA

Branches: 29 *

Loan Production Offices: 16

ATM Locations: 20

Year Established: 1907 **

Quarterly Dividend: $0.28

1907

2012

2016

2017

2018

2023

2025

Completed Anchor Bancorp acquisition on November 15, 2018

Seven-branch acquisition in Q1 2023 resulting in $425.5M

in deposits

Four-branch acquisition in Q1 2016 resulting in $186.0M in new relationship-based deposits

Predecessor to Anchor Bank, founded in 1907

Forty-ninth consecutive quarterly cash dividend of $0.28 per share

Raised $27.6M in Capital ($25.7M net) w/secondaryoffering

Converted to a stocksavings bank on July 9, 2012

CULTURE & HISTORY

Vision

Build a truly great place to work and bank

Mission

Live our Core Values and 'WOW' each other and our customers every day

Guiding Principles

Employ smart, driven, and nice people

Emphasis on collaboration

Best idea wins

Jim Collins' Good-to-Great Lessons

Asset Growth Profile

Branch Acquisition - February 2023

Whole-Bank Acquisition -November 2018

Branch Acquisition -January 2016

Source: Company Documents

Note: Dollar amounts in millions 5

Disclaimer

FS Bancorp Inc. published this content on May 05, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on May 06, 2025 at 01:52 UTC.