Regions Financial : Quarterly Investor Meetings Information

RF

Exhibit 99.1

Investor

Information

August - September

Table of Contents

Topic

Page #

Profile and Strategy

3-12

Asset / Liability Management

13-23

Fees & Expenses

24-32

Business Segment Highlights

33-35

Loans & Deposits

36-44

Capital, Debt & Liquidity

45-47

Technology

48-51

Credit

52-64

Near-Term Expectations

65

Environmental, Social & Governance

66-67

Appendix & Forward Looking Statements

68-84

2

Our Banking Franchise

Ranked 19th in the U.S. in total deposits(1)

Regions HQ

Retail Branch Footprint

Specialized Lending

Nationwide

Branch Locations by State(2)

Alabama - 186

Georgia - 117

Iowa - 5

Mississippi - 98

South Carolina - 18

Arkansas - 57

Illinois - 41

Kentucky - 9

Missouri - 49

Tennessee - 195

Florida - 272

Indiana - 40

Louisiana - 80

North Carolina - 6

Texas - 88

Regions is one of the top financial institutions in the U.S., providing financial solutions for a wide range of clients including retail and mortgage banking services, commercial banking services, and wealth & investment services through its 15-state retail banking footprint, along with national advisory and specialty lending offerings.(3)

Assets

$154 Billion

Market Capitalization

$18.4 Billion

Customers

~5 Million

Branches

1,262

ATMs

2,022

Associates (FTE)

19,595

(1) Source: S&P Capital IQ as of 6/30/2023; pro-forma for announced M&A transactions as of 7/29/2024. The green shaded states represent Regions' 15-state

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branch footprint. (2) Total branches as of 6/30/2024. (3) Assets, Market Capitalization, Customers, Branches, ATMs, and Associates are as of June 30, 2024.

Diversified Lines of Businesses

Consumer Bank

Retail

Branch network, ATMs, deposit accounts, credit cards, home equity loans, etc. Includes small businesses serviced through the branch

Mortgage

~300 Mortgage Loan Officers providing home

financing to Customers; Business also has ~$70B in

UPB for mortgage servicing rights (MSRs)

EnerBank

Acquired Oct 2021; Home improvement point-of-sale lending to consumers; typically HVAC, windows and doors, roofing, and pools

Corporate Bank

Large Corporate

Banks businesses with revenues from $250M - $2B

Middle-Market Commercial

Banks businesses with revenues from $5M - $250M

Real Estate Banking

Commercial & investment banking services & products to commercial real estate customers

Advisory Services & Specialty Lending

Capital Markets, Treasury Management, Specialty

Lending Verticals: Healthcare, Energy, Technology,

Transportation, Financial Services, Asset-Based

Lending, Franchise, Ascentium

Wealth Management

Private Wealth

Wealth planning, banking, investment mgt, trust, estate services and philanthropic solutions for affluent and high net worth individuals and families with $500k+ in income producing assets

Institutional Services

Deliver asset mgt, retirement, investment consulting,

corporate trust, escrow, funeral trust, and philanthropic solutions for businesses, gov't institutions and non-profit entities

Investment Services

Offers mass affluent customers financial planning, investments, retirement and savings solutions, through financial advisors and digital investing

2Q24 Pre-taxpre-provision income(1)

7%

$727M 44%

49%

Consumer

2Q24 Average loans

2Q24 Average deposits

2%

6%

2%

35%

29%

$127B

$97B

63%

63%

Corporate

Wealth Management

Other

(1) Pie %'s exclude the pre-taxpre-provision income from the Other Segment totaling ($55) million. The Other Segment consists primarily of unallocated Treasury functions

4

(securities portfolio and wholesale funding activities), as well as certain reconciling items necessary to translate management accounting practices into consolidated results.

Profile Evolution

Improved Credit

Risk Profile

Exited Non-Core

Businesses

Continuous

Improvement

Investor CRE

CCAR Loan Loss

($ in billions)

Rate

$24

8.1%

7.8%

$9

Sold $300M of

Indirect Auto

Consumer Exit

Portfolio

2018

2022

2012

2019

2023

Customer

Journeys

Revenue Growth

Organization Simplification

Efficiency

Improvements

2008

2023

2012

2024

Proactive Interest

Rate Hedging

Sold $1.2B Unsecured

Consumer Loan Portfolio

Strategic M&A

~550 bps improvement in efficiency ratio 2016 to 2023 while improving Associate Engagement(1)

Top Quartile

Profitability

ROATCE

21.9%

17.2%

Top Quartile

9.0%

16.4%

Median

13.9%

Bottom Quartile

2015

RF

Peers(2)

2023

(1) Gallup (2) Source: S&P Capital IQ; peers include CFG, CMA, FHN, FITB, HBAN, HWC, KEY, MTB, PNC, SNV, TFC, USB, ZION.

5

Top Market Share

Plays valuable role in the competitive landscape

Markets with top 5 market share(1)

MSAs

Non-MSA Counties

(1) Based on MSA and non-MSA counties using FDIC deposit data as of 6/30/2023; pro-forma for announced M&A transactions as of 7/29/2024. (2) Significant

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money center bank presence (JPM, BAC, C, WFC) defined as combined market share using 6/30/2023 FDIC deposit data of 20% or more.

Strong In-Market Migration

Converted legacy core markets into growth markets

Serving Fast-Growing MSAs

Deposits

Market

Rank(1)

Nashville, Tennessee

$10.0

3

Tampa, Florida

$6.5

5

Atlanta, Georgia

$5.8

7

Orlando, Florida

$2.7

6

Knoxville, Tennessee

$2.7

3

Huntsville, Alabama

$2.7

1

Dallas/Ft Worth, Texas

$2.1

21

Houston, Texas

$2.1

16

Little Rock, AR

$2.1

7

Chattanooga, TN

$1.7

4

Indianapolis, Indiana

$1.7

13

Pensacola, Florida

$1.6

2

Daphne, AL

$1.4

1

Destin, FL

$1.3

1

Jacksonville, FL

$1.1

8

'24-'29 Population Growth(1)

National average: 2.4%

18 of top 25 U.S. markets with net

migration inflows are within

Regions' footprint(2)

Regions' deposit weighted

population growth by MSA for 2024-2029 is 3.1% vs. national average of 2.4%(1)

15 of Regions' top 25(1) MSAs are projected to grow fasterthan the U.S. national average

Unemployment rates in 7 of our top 8 deposit states remain below the national average(3)

(3) Source: U.S. Bureau of Labor Statistics.

7

Regions Receives Top Honors

Regions Bank was ranked 1st

among regional banks in JD Powers Online Banking Satisfaction StudySM.

Regions Investment Management has once again been recognized by Pensions & Investments with the 2023 Best Places to Work in Money Management award.

Regions Bank was named a Gallup Exceptional Workplace Award Winner for the 10th consecutive year.

Regions Financial named one of America's most JUST Companies for third consecutive year

Regions Bank is the highest- ranked bank on Forbes' 2024 list of Top 300 companies for customer service.

Regions Bank is recognized by FORTUNE

as one of America's most innovative

companies.

For the fourth consecutive year,

Regions Bank was named a Best Place to Work for Disability Inclusion by the Disability Equality Index

For the seventh consecutive year,

The US Small Business Administration Office of International Trade selected Regions as a 2023 Export Lender of the Year

Regions Bank was recognized as a 2024 Silver Status Military Friendly and Military Spouse Friendly Employer

Fannie Mae has recognized

Regions Mortgage for excellence

in loan servicing

8

Second Quarter Overview

Continue to deliver consistent, sustainable long-term performance

Key Performance Metrics

2Q24

Reported

Adjusted(1)

Highlights

Net Income Available to Common

$477M

Shareholders

Diluted Earnings Per Share

$0.52

Total Revenue

$1.7B

$1.8B

Non-Interest Expense

$1.0B

$1.0B

Pre-TaxPre-Provision Income(1)

$727M

$749M

Efficiency Ratio

57.6%

57.6%

Net-Charge Offs / Avg Loans

0.42%

0.42%

(1) Non-GAAP, see appendix for reconciliation.

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Regions' Consistent Outperformance

Regions' earnings, including credit costs, have been top quartile vs peers since 2019

Adjusted PPI(1) Less Net Charge-offs to RWA(2)

2.30%

2.47%

2.31%

1.99%

2.07%

1.96%

1.96%

1.88%

1.95%

1.78%

1.86%

1.73%

1.58%

1.61%

2019

2020

2021

2022

2023

1Q24

2Q24

RF

Peer Median

FHN, FITB, HBAN, HWC, KEY, MTB, PNC, SNV, TFC, USB, ZION.

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Disclaimer

Regions Financial Corporation published this content on 19 August 2024 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on August 19, 2024 at 21:58:06 UTC.