Enterprise Financial Services : 2025 First Quarter Investor Presentation

EFSC

Published on 05/07/2025 at 14:21

Exhibit 99.1

Investor Presentation

April 2025

EFSC's Unique Value Proposition

Focused commercial bank, diversified across verticals and geographic markets

Differentiated strategies delivering growth

Empowered associates providing industry-leading service, supported by digital technology solutions

Tenured and experienced management team

Strong capital foundation and consistent history of delivering results

3

EFSC Overview

EFSC At-a-Glance

2.36%

Dividend Yield

As of 4/23/2025

Clayton, MO

HQ

EFSC

$15.7B

9.30%

NASDAQ

Total Assets

TCE Ratio1

$1.9B

10.2%

14.0%

Market Cap

As of 4/23/2025

10-Year CAGR

of TBV/Share

Adjusted ROATCE YTD1

Las Vegas

Kansas City

St. Louis

Los Angeles

New Mexico

San Diego

Phoenix

Dallas* Orlando

C&I focus

Business banking

CRE lending

Blend of stable and growth MSAs

Highly productive network of 42 branches with $226M2average deposits per branch

Complete and easy-to-use cash management services

SBA 7(a) lending

Sponsor finance

Tax credits

Life insurance premium finance

Community associations

Property management

Third party escrow

Trust services

Focused on privately owned businesses and business owners

Note: 1Q25 data; *Loan production office

1A Non-GAAP Measure, Refer to Appendix for Reconciliation 5

2Excluding national deposit verticals

Disclaimer

Enterprise Financial Services Corporation published this content on May 05, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on May 07, 2025 at 18:20 UTC.