Equity Bancshares : First Quarter 2026 Presentation

EQBK

Published on 04/14/2026 at 04:34 pm EDT

Exhibit 99.2

April 14, 2026

Overview

Total Assets

Tangible Common Equity / Tangible Assets2

Total Loans

Common Equity Tier 1

Total Deposits

Total Risk-Based Capital

Market Capitalization1

Tangible Book Value Per Share2

Strategic Execution Of Acquisitions

1

EǪBK Growth Since 2010

$1,140

1

$2,1G2

1

$1,586

$610

$4G2

$1,175

$7,667

$1,18G

$3,171

$4,013

$3,G50

$4,062

$5,035

$4,G82

$5,138

$5,332

$6,373

Total Asset CAGR3

Total Acquisitions

Avg. Tangible Book Value Earnback

1

Avg. Earnings

2

Per Share Accretion

1

3

1

Most Recent Acquisition: F rontier Bank

Merger Closed on January 1 , 2026

3

1

2010 2011 2012 2013 2014 2015 201G 2017 2018 201C 2020 2021 2022 2023 2024 2025 202G

EǪBK Total Assets ($M) # of Acquisitions4

Core Net Income1

Core Earnings Per Share1

Core Return on Average Assets1

Core Return on Average Tangible Common Equity1

Key Performance Metrics

Ǫ1 202G

Ǫ4 2025

Ǫ3 2025

Earnings & Profitability

Earnings Per Share | Core Earnings Per Share1

$0.80 | $1.32

$1.16 | $1.26

$(1.55) | $1.21

Book Value Per Share | TBV Per Share1

$36.37 | $32.58

$38.64 | $32.86

$37.25 | $31.66

Net Income | Core Net Income1

$17.0M | $28.0M

$22.1M | $24.2M

$(26.7)M | $23.3M

Net Interest Margin

4.33%

4.47%

4.45%

Efficiency Ratio1

56.68%

56.68%

58.31%

ROAA | Core ROAA 1

0.62% | 1.52%

1.43% | 1.57%

(1.63)% | 1.51%

ROAE | Core ROATCE 1

8.17% | 16.10%

12.07% | 15.56%

(16.45)% | 14.30%

Balance Sheet & Capital

Total Loans

$5.4B

$4.2B

$4.3B

Total Deposits

$6.3B

$5.1B

$5.1B

Total Equity / Total Assets | TCE / TA1

10.66% | 8.66%

11.46% | 6.64%

11.18% | 6.68%

CET 1 Capital Ratio

11.54%

13.08%

12.84%

Total Risk-based Capital Ratio

14.36%

16.31%

16.06%

Asset Ǫuality

Provision for Credit Losses

$(0.1)M2

$(0.0)M

$0.0M2

NCOs / Avg. Loans

0.10%

0.07%

0.10%

NPAs / Total Assets

0.76%

0.73%

0.83%

Classified Assets / Regulatory Capital

12.00%

12.06%

12.37%

Over the past twelve months, we have fundamentally reshaped the scale and scope of Equity Bank. Through a disciplined acquisition strategy, we expanded our footprint, brought new capabilities under our roof, and accelerated growth. At the same time, our core business didn't stand still, as organic growth continued to contribute, validating the strength of our existing foundation. These numbers don't just reflect progress; they reflect transformation.

2025 Ǫ1

202G Ǫ1

Change +/-

Total Assets

$ 5.4B

$ 7.7B

41%

Balance Sheet

Total Loans

$ 4.4B

$ 5.4B

4G%

Total Deposits

$ 3.6B

$ 6.3B

43%

Common Shares Outstanding

17.52M

20.77M

1G%

Weighted Avg. Diluted Shares

17.67M

21.26M

20%

Capital

TCE / TA1 (%)

10.13

8.GG

(144) bps

Common Equity Tier 1 (%)

14.70

11.54

(316) bps

Total Risk-Based Capital Ratio (%)

18.32

14.36

(3G6) bps

Core Earnings Per Share1

$ 0.G0

$ 1.32

46%

Core PTPP Per Share2

$ 1.22

$ 1.63

34%

Earnings

Tangible Book Value Per Share1

$ 31.07

$ 32.58

5%

& Profitability

Core ROAA1 (%)

1.24

1.52

28 bps

Core ROATCE1 (%)

12.14

16.10

3G6 bps

Net Interest Margin (%)

4.27

4.33

6 bps

Efficiency

Efficiency Ratio1 (%) 62.43

Core NIE / Average Assets1 (%) 2.G4

(575) bps

56.68

2.57

(37) bps

1) Non-GAAP Financial Measure. Refer to the Non-GAAP reconciliation at the end of this presentation.

Equity Bancshares, Inc. | 5

Brad Elliott

Equity Bancshares, Inc. Chairman G CEO

Years in Banking: 37

Founded Equity Bank in 2002

2018 EY Entrepreneur of the Year National Finalist 2014 Most Influential CEO, Wichita Business Journal

Chris Navratil

Chief Financial Officer

Years in Banking: 15

Chief Financial Officer since August 2023. Previously served as Bank CFO and prior to Equity, spent 7 years within the Financial Institution Audit Practice with Crowe LLP

Brett Reber

General Counsel

Years in Law: 38

Prior to joining Equity Bank, he served as Managing Member of the Wise G Reber, L.C. law firm. Brett has practiced corporate and business law for over 30 years.

David Pass

Chief Information Officer

Years in Banking: 25

Previously served in IT leadership positions at UMB Financial Corporation and CoBiz Financial.

Rick Sems

Equity Bank CEO

Years in Banking: 26

Equity Bank CEO since May 2024. Joined Equity Bank as President in May 2023. Prior to joining, Rick served as Chief Banking Officer of First Bank in St. Louis and President G CEO of Reliance Bank

Julie Huber

Chief Operating Officer

Years in Banking: 36

Chief Operating Officer since May 2024. Served in variety of leadership roles in her time at Equity Bank including overseeing our operations, HR, compliance functions and sales and training, and as managed the integration process for each acquisition.

Kryzsztof Slupkowski

Chief Credit Officer

Years in Banking: 13

Chief Credit Officer since September 2023. Served as Metro Market CCO since 2018, previously served in various credit function at Commerce Bancshares.

EPS & Tangible Book Value Growth

Our guiding principles and commitment to entrepreneurial spirit

are part of our longstanding framework for delivering shareholder value

Organic Growth

Strategic Mergers & Acquisitions

Disciplined Credit Standards

Effective Balance Sheet & Capital Management

Tangible Book Value Per Share | IPO to Current Tangible Book Value Per Share | Ǫuarter over Ǫuarter Walk

Since IPO, Tangible Book Value increased $16.61 from $15.67 to $32.58 During the quarter, Tangible Book Value decreased $0.28 from $32.86 to $32.58

$15.C7

7.20%

TBVPS CAGR

$32.58

-$0.18

-$0.7C

-$0.30

-$0.08

Ǫ4 2025

Ǫ1 202G

$0.10

-$0.2C

$1.27

$32.8G

$32.58

T BVPS

Net Income ex. M erger Costs

Change in A OCI

Dividend

Intangible A mort.

Impact of M erger

T reasury Stock

Stock Based Comp / ESPP

T BVPS

2015 Ǫ 1 202G

Return On Average Tangible Common Equity - Core1 Return on Average Assets - Core1

15.5G%

14.30%

12.G4%

12.14%

+3CG

bps YoY

1G.10%

1.57%

1.51%

1.35%

1.24%

+28

bps YoY

1.52%

Ǫ1 2025 Ǫ2 2025 Ǫ3 2025 Ǫ4 2025 Ǫ1 202G Ǫ1 2025 Ǫ2 2025 Ǫ3 2025 Ǫ4 2025 Ǫ1 202G

Efficiency Ratio & Core NIE to Average Assets1

2.C4%

2.8G%

2.71%

2.82%

(37)

bps YoY

2.57%

5G.G8%

(575)

bps YoY

58.31%

5C.C8%

G2.43%

G3.G2%

Tangible Common Equity / Tangible Assets1

10.G3%

10.13%

C.C4%

C.G8%

8.CC%

Ǫ1 2025 Ǫ2 2025 Ǫ3 2025 Ǫ4 2025 Ǫ1 202G Ǫ1 2025 Ǫ2 2025 Ǫ3 2025 Ǫ4 2025 Ǫ1 202G

Net Interest Income

Noninterest Income

Noninterest Expense

Net interest income was $73.7 million, up 16.0% quarter over quarter and 46.5% year over year.

The addition of Frontier's assets and liabilities was dilutive to margin in the period, as we recognized 4.33% for the quarter.

Loan purchase accounting accretion was $3.3 million in the quarter versus expectations of $2.5 million. Excluding the excess accretion, margin for the quarter would have been 4.26%.

Total non-interest income for the quarter was $6.5 million flat quarter-over-quarter.

Customer service charges, including account management, treasury, debit card, credit card, trust and wealth, mortgage and insurance were $7.3 million, up from

$6.6 million, or 6.0% linked quarter. These positive trends were offset by declining contributions from fee income realized on the origination of interest rate swaps as well as losses realized on security transactions.

Total non-interest expense for the quarter was $55.0 million as compared to $46.6 million for the previous quarter.

Adjusting for merger expenses in both periods, non-interest expense was $46.2 million compared to $45.1 million, an increase of $4.1 million, or 6.0%. The increase during the period is primarily attributable to the integration of Frontier's footprint and team members at the beginning of the period.

Ǫuarter over Ǫuarter Walk

2025 Ǫ4

(4,138)

1G,CGG

(882)

202G Ǫ1

17,158

22,084

(G,CCG)

(5,C71) (2G2)

217

(4,244)

11,051 28,017

Net Income

Interest Income

Interest Expense

PCL

G/(L) on Sec.

Nonint. Income

Merger Expenses

Other NIE

Income Tax

Net Income

Core Net Income1

Core Adjustments1

Net Interest Margin (%)

Increase YoY

4.17

4.27

$4C,802

$50,2C2

$8,577

$10,318

4.45

$G2,485

4.47

$G3,502

$8,873

4.33

$73,GG4

$C,378

$C,5C5

Revenue Composition1 Profitability Ratios1

37%

17.02%

14.GC%

12.43%

12.87%

11.52%

Ǫ1 2025 Ǫ2 2025 Ǫ3 2025 Ǫ4 2025 Ǫ1 202G

0.80%

0.GG%

0.58%

0.G1%

0.52%

Ǫ1 2025 Ǫ2 2025 Ǫ3 2025 Ǫ4 2025 Ǫ1 202G Ǫ1 2025 Ǫ2 2025 Ǫ3 2025 Ǫ4 2025 Ǫ1 202G

Deposits

Cost of Deposits

Loan Yield

Investment Yield

Noninterest-bearing deposits constitute 20.2% of total deposits.

Interest-bearing demand deposits, including money market and savings, decreased 2.6% from 58.5% to 55.6% of total deposits, ǪoǪ.

Time deposits increased 5.0% from 16.2% to 24.2% of total deposits, ǪoǪ.

Cost of total deposits increased 12bps to 2.00%, and cost of interest-bearing deposits increased 8bps to 2.51% during the quarter.

The comparative increase was driven by the addition of Frontier.

Loan yield decreased 17bps to 6.80% quarter-over-quarter, driven by lagged repricing from the Ǫ4 rate cuts as well as the addition of Frontier.

Investment yield increased 7bps to 4.66% quarter-over-quarter due to a shorter day count in Ǫ1.

Ǫuarter over Ǫuarter Walk

$22,573

($5,415)

$G3,502

4.47%

Ǫ4

Net Interest Margin

Ǫuarter over Ǫuarter

(14 )bps

4.33%

Ǫ1

($G,873) ($123) $73,GG4

Net Interest Income

IE Assets

IB Liabilities

Cost of Funds

Yield

Net Interest Income

Ǫ4 2025

Ǫ1 202G

Equity Bancshares, Inc. | 12

Deposit Composition Loan Composition

20.2% 23.7%

18%

Noninterest-bearing

Interest-

54%

Commercial G Industrial

4.4%

Time < 100K

1C.7%

Time > 100K

Total Deposits

bearing Commercial

Real-estate

27.2%

Money Market

Total Loans

8%

2%

Ag. RE

13%

Res. RE

4.7%

Savings

5%

Ag.

Performance Highlights

Consumer

8G.15%

C4.28%

2.00%

2.51%

G.80%

G.45%

0.10%

12.00%

Loan-to-

Core Dep. /

Cost of

Cost of

Yield on

Loan

NCOs /

Classified

Deposit

Ratio

Total

Deposit

Total

Deposits

Int-bearing

Deposits

Total

Loans

Coupon

Yield1

Average Loans

Assets /

Reg. Capital

Trending Loan-to-Deposit Ratio

82.4% 85.0% 83.8% 81.7% 8G.2%

1C.1%

1C.5%

20.C%

1C.2%

24.2%

5C.3%

58.C%

5G.G%

58.5%

55.G%

21.G%

21.G%

22.5%

22.4%

20.2%

Ǫ1 2025

Ǫ2 2025

Ǫ3 2025

Ǫ4 2025

Ǫ1 202G

Cost Analysis Core Deposits / Total Deposits

2.58%

2.51%

2.44%

2.47%

2.43%

2.CC%

C4.28%

C3.C8%

C7.01%

CG.74%

5.72%

C8.G0%

3.2G%

G.02%

1.40%

1.C8%

2.00%

1.C0%

1.C3%

1.88%

Ǫ1 2025 Ǫ2 2025 Ǫ3 2025 Ǫ4 2025 Ǫ1 202G Ǫ1 2025 Ǫ2 2025 Ǫ3 2025 Ǫ4 2025 Ǫ1 202G

Yield Analysis

G.72%

G.80%

G.7C%

G.G2%

G.45%

G.35%

G.21%

G.48%

G.3C%

4.C2%

G.35%

4.CC%

3.87%

3.82%

4.21%

Ǫ1 2025 Ǫ2 2025 Ǫ3 2025 Ǫ4 2025 Ǫ1 202G

Nonperforming Assets1,2

$3.8

$2.7

$1.2

$7.0

$7.C

$3.8

$1.2

$7.5

$2.G

$0.G

2021

2022

2023

2024

2025

Ǫ1 2025

Ǫ2 2025

Ǫ3 2025

Ǫ4 2025

Ǫ1 202G

$17.G

0.37%

$24.2

0.51%

$25.0

0.53%

$2C.4

1.28%

0.73%

$40.3

0.83%

$41.G

0.7G%

$44.G

0.85%

$42.G

$3G.4

$27.1

0.G5%

$40.3

0.73%

$3.0

Millions

Annual Ǫuarterly

Net Charge-offs / Average Loans

$8.G5

0.30%

$4.20

$2.G4

$3.80

$2.54

0.08%

0.13%

$0.17

$0.57

0.11%

0.0G%

0.02%

0.0G%

$1.10

0.10%

$0.70

0.07%

$1.30

0.10%

2021

2022

2023

2024

2025

Ǫ1 2025

Ǫ2 2025

Ǫ3 2025

Ǫ4 2025

Ǫ1 202G

Annual Ǫuarterly

Classified Assets

25.34%

12.37%

12.00%

12.0G%

12.0G%

12.00%

11.3C%

C.C8%

10.24%

7.0C%

2021

2022

2023

2024

2025

Ǫ1 2025

Ǫ2 2025

Ǫ3 2025

Ǫ4 2025

Ǫ1 202G

Annual

Ǫuarterly

Total Reserve Ratio

1.G5%

1.71% 1.G7% 1.77%

1.43%

1.35% 1.2C% 1.33%

1.4G% 1.44%

0.33%

1.24%

1.31%

1.38%

1.53%

0.44%

1.2G%

1.2G%

1.25%

1.2G%

1.18%

1.2G%

0.1G%

0.15%

0.35%

0.04% 0.03%

0.11%

0.08%

0.15%

2021

2022

2023

2024

2025

Ǫ1 2025

Ǫ2 2025

Ǫ3 2025

Ǫ4 2025

Ǫ1 202G

Annual

Ǫuarterly

The Company's capital ratios are well capitalized levels as of 3/31/2026

EǪBK

Well Capitalized

10.50%

8.50%

7.00%

4.00%

2.00%

8.CC%

C.4C%

11.CG%

11.54%

14.3G%

CAPITAL PRIORITIES

Maintain well capitalized regulatory levels Capacity for organic growth

Merger G acquisitions

Dividend payout ratio targeted at 10-20% Common stock repurchases

TCE1 CET 1 TIER 1 TRBC LEVERAGE

Dividends Declared Per Share & Dividend Payout Ratio Shares Repurchased & Weighted Avg. Price Per Share

$0.3G

$0.44

$0.54

$0.GG

$0.18

1,031

$32.1C

$2G.55

$44.74

$32.71

$3C.33

GGC

Thousands

3G3 35G

500

54.20%

13.C1%

88.35%

10.2G%

22.03%

2022 2023 2024 2025 202G 2022 2023 2024 2025 202G

1ST Ǫuarter 202G

Results

$6,1G3M

$5,454M

$6,8G6M

4.33%

$(0.1)M

$G.6M

$4G.2M

23.7%

Forward Looking

2026FY

$6,200 - 6,400M

$5,500 - 5,600M

$6,G00 - 7,050M

4.20 - 4.35%

$6 - 8M

$38 - 42M

$1G4 - 1G8M

22 - 23%

Avg.

Deposits

Avg. Loans

Avg.

Earning Assets

Net Interest Margin

Provision For Credit Losses1

Core Non-interest Income2

Core Non-interest Expense3

Effective Tax Rate

NOTE: Figures presented in this outlook represent forward-looking statements and are not guarantees of future performance and are subject to risks, assumptions, and uncertainties that are difficult to predict. Please see Special Note Concerning Forward-Looking Statements and Focus Variables for Outlook and Forecast

1) Exclusive of Day 2 Provision from Merger

Equity Bancshares, Inc. | 18

Our outlook requires clarity around certain variables, including:

Economic Environment

Customer Needs

Cost of Funding

Competitive Market

Investment Opportunities

Political Environment

Business activity creates opportunity for lending and deposit growth.

Directly related to credit quality as well as trust in our business.

Impacts rates on our product offerings and applies pressure to earnings.

Providing customers with rates and services that are competitive with our

peers.

Growth strategy must be flexible to the other variables that affect our investment

options.

U.S. politics affect banking regulations, international relationships, tax

policies and more.

Current macro-environment response and resolution will be a significant driver.

Must be able to manage cost and profit yields effectively.

Irrational operators may have short term impact on opportunities.

Equity Bancshares, Inc. | 1G

#G

Market Rank

$1.1B

Market Deposits

2.12%

Market Share

#10

Market Rank

$31GM

Market Deposits

2.56%

Market Share

Market Share

Nebraska - Entered Nebraska with Acquisition of Frontier Bank

Arkansas

Market Footprint1

Expansion into focus markets of Omaha and Lincoln, create a network that is both diverse and complementary to EǪBK's legacy franchise

Kansas

#6

$2.5B

3.G3%

Market Rank

Market Deposits

Market Share

Oklahoma

#10

$1.3B

1.53%

Market Rank

Market Deposits

Market Share

Missouri

#8

$1.0B

1.50%

Market Rank

Market Deposits

Market Share

Source: SGP Capital IǪ, Deposit Market data as of 6/30/25. Market rank is based on counties with a EǪBK physical presence.

1) Iowa location: loan production office

Equity Bancshares, Inc. | 20

Non-GAAP

Reconciliations

Calculations of tangible common equity and related measures

(: in thousands, except per share data)

Ǫuarter Ended

March 31,

2026

December 31,

2025

September 30,

2025

June 30,

2025

March 31,

2025

Total stockholder's equity

$817,610

$732,054

$711,862

$635,636

$617,324

Goodwill

(104,658)

(82,101)

(77,573)

(53,101)

(53,101)

Core deposit intangibles, net

(30,536)

(21,634)

(22,865)

(12,608)

(13,624)

Naming rights, net

(5,626)

(5,703)

(5,778)

(5,852)

(5,626)

Tangible Common Equity

$676,487

$622,616

$605,646

$563,775

$544,373

Common shares outstanding at period end

20,767,023

18,644,687

16,111,084

17,527,161

17,522,664

Diluted common shares outstanding at period end

20,646,624

16,166,160

16,276,741

17,680,486

17,652,110

Book value per common share

$3G.37

$38.64

$37.25

$36.27

$35.23

Tangible book value per common share

$32.58

$32.86

$31.6G

$32.17

$31.07

Tangible book value per diluted common share

$32.30

$32.43

$31.41

$31.8G

$30.84

Total assets

$7,667,370

$6,373,172

$6,365,631

$5,373,837

$5,446,100

Goodwill

(104,658)

(82,101)

(77,573)

(53,101)

(53,101)

Core deposit intangibles, net

(30,536)

(21,634)

(22,865)

(12,608)

(13,624)

Naming rights, net

(5,626)

(5,703)

(5,778)

(5,852)

(5,626)

Tangible assets

$7,526,247

$6,263,734

$6,25G,385

$5,301,G76

$5,373,14G

Total stockholders' equity to total assets

10.66%

11.4G%

11.18%

11.83%

11.34%

Tangible common equity to tangible assets

8.GG%

G.G4%

G.68%

10.63%

10.13%

Calculations of return on average tangible common equity and efficiency ratio

(: in thousands, except per share data)

Ǫuarter Ended

March 31,

2026

December 31,

2025

September 30,

2025

June 30,

2025

March 31,

2025

Total average stockholders' equity

$841,838

$725,651

$715,316

$627,103

$605,617

Average intangible assets

(141,742)

(108,776)

(65,046)

(72,406)

(72,386)

Average tangible common equity

$700,0G6

$616,872

$620,273

$554,6G7

$533,528

Net income (loss) allocable to common stockholders

16,666

22,084

(26,663)

15,264

15,041

Net gain on acquisition

-

-

-

-

-

Net (gain) loss on securities transactions

108

(154)

53,352

(12)

(12)

Merger expenses

5,725

1,481

6,163

355

66

Loss on debt extinguishment

-

-

-

1,361

-

Day 2 Merger provision

6,066

-

6,228

-

-

Amortization of intangible assets

2,056

1,360

1,312

1,145

1,144

Tax effect of intangible assets amortization

(2,637)

(571)

(14,082)

(568)

(252)

Core net income (loss) allocable to common stockholders

$28,017

$24,230

$23,310

$17,515

$15,G87

Return on total average stockholders' equity (ROAE) annualized

8.17%

12.07%

(16.45)%

G.76%

10.07%

Average tangible common equity

$700,0G6

$616,872

$620,273

$554,6G7

$533,528

Average impact from core earnings adjustments

2,476

1,073

26,487

1,126

473

Core average tangible common equity

$702,572

$617,G45

$646,760

$555,823

$534,001

Return on total average tangible common equity (ROATCE) annualized

10.77%

14.G1%

(18.31)%

11.6G%

12.12%

Core return on total average tangible common equity (CROATCE) annualized

16.10%

15.56%

14.30%

12.64%

12.14%

Non-interest expense

$54,666

$46,857

$46,082

$40,001

$36,050

Merger expense

(5,725)

(1,481)

(6,163)

(355)

(66)

Amortization of intangible assets

(2,056)

(1,360)

(1,312)

(1,145)

(1,144)

Loss on debt extinguishment

-

-

-

(1,361)

0

Adjusted non-interest expense

$47,188

$43,716

$41,607

$37,140

$37,840

Net interest income

$73,664

$63,502

$62,485

$46,802

$50,262

Non-interest income

6,487

6,532

(44,476)

8,586

10,330

Net gains (losses) from securities transactions

108

(154)

53,352

(12)

(12)

Adjusted non-interest income

$6,565

$6,378

$8,873

$8,577

$10,318

Net interest income plus adjusted non-interest income

$83,25G

$72,880

$71,358

$58,37G

$60,610

Non-interest expense to net interest income plus non-interest income

66.11%

63.7G%

272.5G%

68.51%

64.42%

Efficiency ratio

56.68%

5G.G8%

58.31%

63.62%

62.43%

Average Assets

$7,451,706

$6,141,284

$6,084,661

$5,206,650

$5,212,417

Core non-interest expense to average assets

2.57%

2.82%

2.71%

2.86%

2.G4%

Calculations of return on average assets, average equity and operating income

(: in thousands, except per share data)

Ǫuarter Ended

March 31,

2026

December 31,

2025

September 30,

2025

June 30,

2025

March 31,

2025

Net income (loss) allocable to common stockholders

16,666

22,084

(26,663)

15,264

15,041

Amortization of intangible assets

2,056

1,360

1,312

1,145

1,144

Tax effect of adjustments

(432)

(262)

(276)

(240)

(240)

Adjusted net income allocable to common stockholders

$18,5G0

$23,182

$(28,627)

$16,16G

$15,G45

Net (gain) loss on securities transactions

108

(154)

52,352

(12)

(12)

Merger expenses

5,725

1,481

6,163

355

66

Loss on debt extinguishment

-

-

-

1,361

-

Day 2 Merger provision

6,066

-

6,228

-

-

Tax effect of adjustments

(2,505)

(276)

(13,806)

(358)

(12)

Core net income (loss) allocable to common stockholders

$28,017

$24,230

$23,310

$17,515

$15,G87

Total average assets

$7,451,706

$6,141,284

$6,085,064

$5,206,650

$5,212,417

Total average stockholders' equity

$841,838

$725,651

$715,316

$627,103

$605,617

Weighted Average Diluted Shares

21,262,006

16,235,412

16,126,726

17,651,268

17,666,834

Diluted earnings (loss) per share

$0.80

$1.15

$(1.55)

$0.86

$0.85

Core earnings (loss) per diluted share

$1.32

$1.26

$1.21

$0.GG

$0.G0

Return on average assets (ROAA) annualized

0.G2%

1.43%

(1.G3)%

1.18%

1.17%

Core return on average assets annualized

1.52%

1.57%

1.51%

1.35%

1.24%

Return on average equity (ROAE)

8.17%

12.07%

(16.45)%

G.76%

10.07%

Core return on average equity

13.41%

13.23%

12.47%

11.18%

10.6G%

investor.equitybank.com

Disclaimer

Equity Bancshares Inc. published this content on April 14, 2026, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on April 14, 2026 at 20:33 UTC.