OneMain : Receivables Trust ODART-2026-1 PPM pdf

Published: 2026-05-14 05:14:11 ET OMF

Published on 05/14/2026 at 05:14 am EDT

Note Balance

% of Note Prin Bal

Interest Rate

Stated Maturity Date

Class A Notes

595,000,000.00

70.00%

4.49%

12/14/2033

Class B Notes

95,200,000.00

11.20%

4.70%

01/17/2034

Class C Notes

66,300,000.00

7.80%

4.86%

05/15/2034

Class D Notes

93,500,000.00

11.00%

5.30%

10/14/2036

Aggregate Note Principal Balance

850,000,000.00

100.00%

Overcollateralization Amount

19,197,031.47

Initial Loan Principal Balance: 869,197,031.47

Beginning of Period End of Period

Note Balance

Note Factor

Note Balance

Note Factor

Change

Class A Notes

595,000,000.00

1.00000

595,000,000.00

1.00000

0.00

Class B Notes

95,200,000.00

1.00000

95,200,000.00

1.00000

0.00

Class C Notes

66,300,000.00

1.00000

66,300,000.00

1.00000

0.00

Class D Notes

93,500,000.00

1.00000

93,500,000.00

1.00000

0.00

Aggregate Note Principal Balance

850,000,000.00

1.00000

850,000,000.00

1.00000

0.00

LOAN PRINCIPAL BALANCE

Beginning Adjusted Loan Principal Balance

869,256,602.14

Principal Collections (Scheduled Principal and Prepayments)

(27,414,670.40)

Charged-Off Loans

(131,386.79)

Other Customer Charges Net Increase / (Decrease)

(14,002.82)

Terminated Loans

(19,759,721.60)

Renewal Loan Replacements

14,058,138.92

Additional Loans (other than Renewal Loans)

33,418,287.06

Exchanged Loans

Replacement Loans

Excluded Loans

Optional Reassignment Loans

Repurchased Loans

(159,846.87)

Ending Adjusted Loan Principal Balance/Loan Action Date Loan Principal Balance

869,253,399.64

POOL INFORMATION

Weighted Avg. Coupon (WAC)

Beginning of Period

22.77%

End of Period

22.74%

Weighted Avg. FICO*

629

Weighted Avg. Loan Remaining Term (WALRT)

Weighted Avg. Loan to Value

131.71%

132.08%

Adjusted Loan Principal Balance

869,256,602.14

869,253,399.64

Number of Loans

55,568

55,647

Additional Loan** Information for the Payment Date on 05/14/2026 :

Weighted Avg. Coupon (WAC)

23.07%

Weighted Avg. FICO*

625

Weighted Avg. Loan to Value

131.27%

Loan Principal Balance

47,415,793.12

Number of Loans

2,724

*FICO scores determined at time of origination

**Contains Additional Loans including Renewal Loans and Replacement Loans

Collection Period

Beginning Date

04/01/2026

End Date

04/30/2026

Payment Date

05/14/2026

Transaction Month

30/360 Days

Principal:

Principal Collections

27,414,670.40

Other Customer Charges Net Increase / (Decrease)

14,002.82

Repurchased Contract Proceeds Related to Principal

159,846.87

Recoveries/Liquidation Proceeds

2,855.29

Total Principal Collections

27,591,375.38

Interest:

Interest Collections

16,106,069.46

Interest on Repurchase Principal

Total Interest Collections

16,106,069.46

Collections Used/Sent for Renewals

5,701,582.68

Collections Used for Proposed Loans

(33,418,287.06)

Collections Used for Servicing Fee

(1,448,761.00)

Total Collections Used

(29,165,465.38)

Collection Account Interest

100,874.18

Principal Distribution Account Interest

Reserve Account Interest

12,845.24

Reserve Draw Account

4,345,985.16

Principal Distribution Account Draw Amount

Total Collections

18,991,684.04

Collection Period

Beginning Date

04/01/2026

End Date

04/30/2026

Payment Date

05/14/2026

Transaction Month

30/360 Days

Calcuated Amount Amount Paid Shortfall Carryover Shortfall Remaining Available Funds

Indenture/Owner Trustee/Depositor Loan/Issuer Loan Trustee Indemnified

Amounts Due/Servicing Transfer Costs

250.00

18,991,434.04

Servicing Fee

2.00%

18,991,434.04

Class A Monthly Interest Amount

2,226,291.67

16,765,142.37

First Priority Principal Payment

16,765,142.37

Class B Monthly Interest Amount

372,866.67

16,392,275.70

Second Priority Principal Payment

16,392,275.70

Class C Monthly Interest Amount

268,515.00

16,123,760.70

Third Priority Principal Payment

16,123,760.70

Class D Monthly Interest Amount

412,958.33

15,710,802.37

Fourth Priority Principal Payment

15,710,802.37

Required Reserve Account Amount

4,345,985.16

11,364,817.21

Advances made by the Servicer (aggregate unpaid balance)

11,364,817.21

Regular Principal Payment Amount

11,364,817.21

Additional Transaction Participant Fees

11,364,817.21

Additional Indemnified Amounts

11,364,817.21

Advances that remain unpaid after giving effect to distributions above

11,364,817.21

Residual Released to the Depositor

11,364,817.21

Deposited into the Principal Distribution Account

Reserve Account Deposit to increase Reserve Account Required Amount

Purchase of Additional Loans to increase Required Overcollateralization Amount

Total

18,991,684.04

Collection Period

Beginning Date

04/01/2026

End Date

04/30/2026

Payment Date

05/14/2026

Transaction Month

30/360 Days

Beginning Period Reserve Account Amount

4,345,985.16

Reserve Draw Amount

(4,345,985.16)

Reserve Deposit Amount

4,345,985.16

Ending Period Reserve Account Amount

4,345,985.16

Change in Reserve Account Balance

Required Reserve Account Amount

4,345,985.16

Beginning of Period Principal Distribution Account Amount

Principal Distribution Draw Amount

Principal Distribution Amount Prior to Payment Waterfall

Principal Distribution Deposit Amount

Distribution to Noteholders (except during Revolving Period)

Class A Noteholders

Class B Noteholders

Class C Noteholders

Class D Noteholders

Purchase of Loans on Payment Date

Ending Period Principal Distribution Account Amount

Change in Principal Distribution Account Amount

Disclaimer

OneMain Holdings Inc. published this content on May 14, 2026, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on May 14, 2026 at 09:13 UTC.