Amerant Bancorp : 2024 Impact Report

Published: 2025-05-15 11:03:10 ET AMTB

Published on 05/15/2025 at 11:03

Impact Report

Table of contents

04

A Message from Jerry Plush

05

Who We Are

06

Our Impact Framework

08

Empowering Our People for Shared Success

20

Promoting Economic Mobility in Our Communities

28

Building Climate Resilience

32

Walking the Talk

40

Foundation of Everything We Do

49

SASB Metrics

Amerant Bank 2024 | Impact Report | 3

Building Community, Expanding Connections, and Delivering Results A Message from our Chairman & CEO

In 2024 we continued our people-centered approach and placed ourselves and our services where people wanted to be. And we connected with them in ways that matter - Amerant continues to Walk the Talk.

We celebrated the opening of our first full-service banking center and regional office in the Tampa region in Q1 of 2024. It's in a thriving business area, surrounded by hundreds of small and large companies. Nearby are residential neighborhoods with homes and families and growth and development.

We now offer Tampa consumers and businesses a full array of banking services, including private client and commercial banking.

Implementing a strategic plan like our expansion in Tampa and Broward County is a huge opportunity.

I thank our team members Amerant-wide who learned new systems and helped us move our business forward.

Within our workplace, we see results of our focus on company culture. Amerant Bank is ranked No. 41, up seven spots, in the 2024 Top 100 Most Loved Workplaces®. Key measures include team member engagement, how positive people feel about their workplace, and how committed they are to the

organization's success. We have now ranked on their list for three consecutive years.

Being people-centered has a colorful side, too. We are sports fans. Our communities teem with sports fans. In 2024, we increased the number of partnerships with local sports teams:

Amerant black and orange are a familiar sight in the volunteer and nonprofit communities as well. Our out-front efforts focus on financially sustainable communities now and in the future. Two 2024 examples illustrate this: Our work with the Overtown Youth Center in Miami on financial skills and careers, and the creation of the Amerant Bank Foundation.

As we reflect on a year of growth, collaboration, and meaningful connections, I am grateful for the dedication of our Amerant team, the trust of our customers, and the strength of the communities we serve. Together, we have built lasting relationships, supported impactful initiatives, and expanded our reach in ways that align with our people-centered values.

As we look ahead, I am confident that our collective efforts will continue to drive positive change and create opportunities that make a difference.

Thank you for being an essential part of our journey.

Jerry Plush Chairman & CEO Amerant Bank

4 | Amerant Bank 2024 | Impact Report

Who we are

Figures as of 12/31/24

45 years $9.9 billion $2.9 billion

serving our customers and our communities

in assets*

in assets under management/custody

698

team members*

AMTB

Amerant Bancorp Inc.

Rated "Outstanding"

in CRA by OCC for 20 years straight**

19 Banking Centers

10 Miami-Dade, FL

6 Broward, FL

2 Palm Beach, FL

1 Tampa, FL Regional Corporate Offices:

Florida

Headquarters

Coral Gables, FL

Tampa, FL Plantation, FL

Tampa

Plantation

Coral Gables

* The term "team members" refers to full-time employees of Amerant Bank and its wholly-owned subsidiaries only.

** Community Reinvestment Act (CRA), Office of the Comptroller of Currency (OCC).

Amerant Bank 2024 | Impact Report | 5

Disclaimer

Amerant Bancorp Inc. published this content on May 15, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on May 15, 2025 at 15:02 UTC.