Hartford Financial Services : First Quarter 2025 The Hartford Financial Results Webcast (Presentation)

Published: 2025-04-25 10:20:11 ET HIG

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Business Insurance

Personal Insurance

P&C Other Operations

Property & Casualty Total

Employee Benefits

Hartford Funds

Sub-total

Corporate

Core earnings

Net realized gains (losses), before tax

(47)

Restructuring and other costs, before tax

-

Integration and other non-recurring M&A costs, before tax

(2)

Change in deferred gain on retroactive reinsurance, before tax

32

Income tax benefit (expense)

3

Net income available to common stockholders

625

Add back: Preferred stock dividends

5

Net Income

$630

Core earnings per diluted share

$2.20

Net income available to common stockholders per diluted share

$2.15

Wtd. avg. diluted shares outstanding

290.8

Common shares outstanding and dilutive potential common shares

289.3

Book value per diluted share

$57.07

Book value per diluted share (excluding AOCI)1

$65.99

Net income ROE, last 12 months

18.8%

Core earnings ROE, last 12 months

16.2%

$471

$546

(14)%

6

33

(82)%

13

7

86%

490

586

(16)%

136

107

27%

44

41

7%

670

734

(9)%

(31)

(25)

(24)%

639

709

(10)%

30

NM

(1)

100%

(2)

-%

24

33%

(12)

125%

748

(16)%

5

-%

$753

(16)%

$2.34

(6)%

$2.47

(13)%

302.6

(4)%

301.3

(4)%

$50.23

14%

$60.18

10%

18.5%

0.3 pts

16.6%

(0.4) pts

Written premiums

$4.6B

9%

Combined ratio (%)

929.61.9

4.1 pts

Underlying combined ratio1 (%)

88.8

1.3 pts

Business Insurance

$3.7B

10%

94.4

4.3 pts.

88.4

0.0 pts.

Small Business

$1.6B

9%

93.3

4.3 pts.

89.4

0.2 pts.

Middle & Large Business

$1.1B

9%

99.8

5.8 pts.

90.6

1.4 pts.

Global Specialty

$1.0B

11%

89.3

1.5 pts.

84.0

1.3 pts.

Personal Insurance

$913M

8%

106.1

4.5 pts.

89.7

6.4 pts.

Automobile

$627M

5%

93.5

10.4 pts.

96.1

8.3 pts.

Homeowners

$286M

17%

133.2

37.0 pts.

75.1

1.9 pts

Fully Insured Ongoing Premiums

$1.6B

2%

Core earnings margin

7.6%1.5 pts.

Life loss ratio (%)

79.9%2.7 pts.

Disability loss ratio (%)

69.0%1.1 pts.

Disclaimer

The Hartford Insurance Group Inc. published this content on April 25, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on April 25, 2025 at 14:19 UTC.