First Mid Bancshares : Investor Presentation Q1'2025
FMBH
Published on 04/30/2025 at 16:44
Investor Contacts:
Austin Frank
Director of Investor Relations 217-258-5522
Matt Smith
Chief Financial Officer 217-258-1528
Personal & Commercial Banking Brokerage | Trust | Ag Services & Ag RE Brokerage Personal & Business Insurance
Total Assets
Total Loans
Total Deposits
FMWM AUM
Market Cap
Price/Share
Div. Yield
Price/TBV
$7.6B
$5.7B
$6.1B
$6.2B
$837M
$34.90
2.75%
1.37x
History and Recognition
Geographically Disbursed Franchise FMBH Stock Detail
Oldest nationally chartered bank in Illinois, est. 1865
History of growing shareholder value (Dividends since 1879)
Publicly traded on Nasdaq since 2014
Experienced management and seasoned lending team
Demonstrated ability to raise capital and successfully complete acquisitions
Committed to our community banking heritage and mission
Largest bank owned insurance agency in Illinois
Largest farm manager in Illinois
Top Workplaces 2024 - USA Today
$45.00
$40.00
$35.00
$30.00
$25.00
*FMBH stock detail financial measures as of 3/31/2025. Tangible Book Value Per Share is a non-GAAP measure and is defined as total common equity less goodwill and intangibles divided by shares outstanding as of period end. FMBH stock price chart shows closing prices from 3/31/2024 through 3/31/2025.
To be a nimble, community-focused financial organization committed to quality, growth and earned independence for the benefit of all our stakeholders.
COLLABORATE TO MAKE AN IMPACT.
We make a positive IMPACT through our beliefs and actions. Strong, principled values have been the foundation of our Company for over 160 years.
Integrity
Integrity is at the core of our business.
Motivation
We are motivated to provide exceptional service and uphold our reputation.
Professionalism
Our professionalism is reflected in our expertise and high standards of performance and service delivery.
Accountability
We hold ourselves accountable for our individual actions and team performance.
Commitment
We are committed to the success of First Mid.
Teamwork
Teamwork is the foundation of our excellence.
4
Attractive Franchise
Attractive Franchise
$7.6 billion community focused organization providing leading products and services since 1865.
Offer a full suite of financial services including banking, wealth management, brokerage, ag services, and insurance through a sizeable network of locations throughout Illinois, Missouri, Wisconsin, Indiana and Texas
Providing consistent competitive dividends to our shareholders since 1879
Growth Strategy
Growth Strategy
Continue to look for strategic expansion in key geographic markets and continue to expand our non-interest offerings in those markets
Historical mid-single digit annual organic growth across our footprint
Choice acquirer with proven successful growth through disciplined and strategic M&A and diligence efforts
Quality Core Deposits
Quality Core Deposits
Quality core deposit franchise with stable relationships
Strong geographically diverse customer base
Long-term reliable source of funding
High Quality Loan Portfolio
High Quality Loan Portfolio
Diversified loan portfolio with seasoned experienced lenders with long-term relationships
Centralized underwriting provides consistency across our footprint
Diversified Sources of Revenue
Diversified Sources of Revenue
Diversified revenue sources with non-interest income accounting for roughly 30% of total revenue
Largest community bank-owned insurance agency in the State of Illinois offering a full line of insurance related products
Complementary Wealth Management, Trust Operations, and Ag Services with $6.2 billion AUM at March 31, 2025
Conservative Risk Profile
Conservative Risk Profile
Experienced Executive Management Team and Board of Directors
Strong asset quality metrics led by strong lending and conservative underwriting practices
Solid ERM team and corporate governance measures in place
Strong Capital and Liquidity
Strong Capital and Liquidity
-Strong capital levels and balance sheet metrics including availability of multiple liquidity sources
Conservative securities portfolio managed for liquidity purposes
*Select financial metrics above reflect 3/31/2025 results. 5
Disclaimer
First Mid Bancshares Inc. published this content on April 30, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on April 30, 2025 at 20:42 UTC.