Oportun Financial : Investor Presentation - May 2025

Published: 2025-05-09 21:02:04 ET OPRT

Published on 05/09/2025 at 21:02

Investor Presentation

May 2025

& R P S D Q 2 Y H U Y L H Z

Borrowing, savings and budgeting for hardworking individuals

Mission

Empowering members to build a better future

Unsecured Personal Loans

Secured Personal Loans

Savings

Strong Customer Value Proposition

Proprietary Underwriting Engine

Comprehensive Physical and Digital Channels

Unique Servicing and Collections Capabilities

Award Winning Savings Product

Target Market

Thin-file / no-file borrowers who are traditionally underserved

Low-to-moderate income individuals benefiting from responsible lending and effortless savings products

English and Spanish speaking customer base, seamlessly engaging with bilingual contact center team

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Addressing the biggest challenges facing U.S. consumers

of U.S. households struggle with spending, saving, borrowing and planning(2)

would struggle to come up with

$1,000 in an emergency(3)

75%

had bank-related account fees in the past year(4)

of Americans do not feel that they are completely financially secure(1)

are not confident about their long-term financial goals(2)

aren't completely satisfied with the amount of money they've saved(5)

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Disclaimer

Oportun Financial Corp. published this content on May 09, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on May 10, 2025 at 01:01 UTC.