PRA : Presentation

Published: 2025-06-19 11:12:08 ET PRAA

Published on 06/19/2025 at 11:12

May 2025

Investor Presentation

A Global Leader in Acquiring and

Collecting Nonperforming Loans

Agenda

Company Overview Market Opportunity Growth Strategy Financial Performance Appendix

2 Nasdaq: PRAA

Years in Business

Employees

Worldwide

Countries

Market Capitalization1

LTM Portfolio Purchases

LTM Cash

Collections

Estimated Remaining Collections (ERC)2

2024 Return on Average Tangible Equity (ROATE)3

Headquartered in Norfolk, VA, USA

3 Nasdaq: PRAA

1. Using the share price as of April 30, 2025. 2. Estimated remaining collections (ERC) refers to the sum of all future projected cash collections on our nonperforming loan (NPL) portfolio. 3. Return on average tangible equity (ROATE) = net income attributable to PRA Group, Inc. divided by average tangible equity. Average tangible equity = average total stockholders' equity - PRA Group, Inc. less average goodwill and average other intangible assets. A reconciliation of total stockholders' equity - PRA Group, Inc., the most directly comparable financial measure calculated and reported in accordance with GAAP, to ROATE can be found at the end of this presentation.

Who We Are

A Global Leader in Acquiring and Collecting Nonperforming Loans

To deliver nonperforming loan solutions that drive success through a long-term focus and customer care

4 Nasdaq: PRAA

to always doing

our best work

for our actions in our interactions

with each other

in every

situation

because we work together as a team

Our Mission & Core Values

Disclaimer

PRA Group Inc. published this content on June 19, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on June 19, 2025 at 15:11 UTC.