Laiqon : IR Presentation (English) (LQAG Unternehmenspraesentation Homepage EN Q4)

Published: 2024-10-11 11:49:05 ET LQAG.DE

Company presentation

Q4 2024

Hamburg

Munich

Frankfurt

Berlin

I LAIQON at a Glance

Agenda

USP-Megatrends

LAIQON at a

Glance

Use Cases

Financials

For professional investors only I 2

I LAIQON at a Glance

We serve clients in the German-speaking region as a premium wealth specialist offering innovative and sustainable wealth accumulation solutions

Leading

Artificial

Intelligence

ONline

Intelligence

Quotient

We are an

We leverage AI for

We have long-

We offer

innovative

user-centric digital

standing expert

excellent and

premium wealth

wealth solutions

knowledge of

personal service

specialist offering

and for supporting

digitization as well as

featuring a large

sustainable

asset management.

asset and wealth

UX that is

wealth Solutions.

management.

"always on".

Hamburg

Berlin

Frankfurt

Frammersbach

München

Holzkirchen

6,5

EUR bn AuM*

4,35

1,55

0,60

LAIQON AG

Assets under management across the entire Group, of which

Asset Management

Specialist in retail funds and special mandates with active alpha strategies developed by experienced managers

Wealth Management

Implementation of individual wealth objectives through standardized or individualized investment solutions and family office services

Digital Wealth

AI-individualized investment solutions and AI funds as well as ETF (AI) savings plans as growth drivers

* As of June 30, 2024

For professional investors only I 3

I LAIQON at a Glance

Three growth markets with high potential and increasing customer demands

Asset Management - Market

Development of AuM 2019-2028e

5500

EUR

5000

4500

4000

3500

3000

2500

2000

2019 2024 2028e

Market: Germany 1

Wealth Management - Market

Development of AuM 2019-2028e

EUR bn

3500

3000

2500

2000

2019 2024 2028e

Market: Germany 1

Digital Wealth - Market

Development of AuM 2019-2028e

550

EUR

500

450

400

350

300

250

200

2019 2024 2028e

Market: Germany 6

Inflows into ETFs: AuM of German ETFs from May 2023 to May 2024 with a

CAGR of 32%2

More than EUR 700 bn AuM in 2024 in funds with sustainability characteristics3, Increase of 10% vs the previous year

Strong expected growth in assets, especially from the HNWIs4

Liquid assets rose by 15.4% in 2021, while those of HNWIs even increased by 19.5%4

EUR 2.7 billion of management fees from AI solutions expected in 20287

Use of AI in global asset management at a CAGR of 24% until 20325

1 Schreiber Capital Consult (2024, 25. Juli). Consolidation in asset management in DACH and LUX. 2 Extra ETF(2024, Mai) Market Report Mai 2024.(https://extraetf.com/). 3 Sustainability characteristics according to the EU Disclosure

Regulation, source: BVI Focus on Sustainability as of Q2 2024. 4 Market Research(2022). Germany Wealth Management - Market Sizing and Opportunities to 2026.(https://www.marketresearch.com). 5 Global Market Insights(2022).

For professional investors only I 4

Artificial Intelligence (AI) in Asset Management Market Size 6 Digital Wealth AI-Fraction 10% AuMs Wealth Management. 7 BVI Investment Statistics: Assumptions: 0.5% Management Fee, AI Share: approx. 10% of TAM; 2024

Investment Management Outlook | Deloitte Insights: Assumptions 1% management fee, AI share approx. 10%

I LAIQON at a Glance

Acceleration of the growth strategy for assets under management with efficiency improvements after systematic upscaling over the last 5 years

Full-service range

Digitalization

Sustainability

Development of AI

2021

2022

40 products

2023

50 products

Strategy GROWTH 25

2024

55 products

Launch and expansion of mBV

Volume expansion in conjunction with Union Investment

Acquisition of further partners

International-

2018

Resolution at the 2018 AGM:

Launch of

strategy 2019+

Dipl.-Ing. Achim Plate Supervisory Board chairman

2019

8 products

LF fund launch

Acquisition &

integration

SPSW Capital and Lange Assets & Consulting with AuM of EUR

2020

15 products

Digl.-Ing.Achim Plate new CEO

Bafin S. 15 WpIG license

Expansion of

DAP 4.0

22 products

LAIC-

Token 21

Launch of white label asset

management

solutions in the cooperative banking sector

Acquisition and integration of

BV Holding AG with AuM of EUR 2.5 bn

Majority acquisition of growney GmbH

with AuM of

LAIC App in the

Apple Store

Establishment of

mBV joint venture

with mVBRB Rosenheim

Partnership Agree-

ment with Union

Investment for iFVV

LAIC-Token 24

Development of

LAIC:GPT

Launch of

WertAnlage

Cooperative

Financial Group

6,5

ization

DAP 4.0:

13-14*

ISO 27001

2028

8-10*

2025

Incorporation Wealth Tech

LAIC Develop-

ment of LAIC ADVISOR®

1.0 bn

Concept and structure DAP 4.0

Launch of AI funds

2.2

EUR 0.3

5.7

6.1

115

99 23.08.2024

AuM

1.1 1.7

202

135

MRD

Market

Cap Mio

6882

Organic CAGR

32%

Organic CAGR

20%

For professional investors only I 5

I LAIQON at a Glance

The Q way to the client is the goal

Client numbers and assets under management

Client groups

Two distribution channels to the client

6,5-

22,400

EUR bn AuM

2,500

As of June 30, 2024

Direct clients as

White-label clients

of June 30, 2024

as of June 30, 2024

Institutional clients

Retail clients

Clients of white

label partners

Direct distribution

Distribution via white

label partners

Solutions/products

Asset management

Wealth management

Digital wealth

USP megatrends

Digitalization 4.0

Sustainability

user centricity

For professional investors only I 6

I LAIQON at a Glance

Our solutions are aligned to the needs of the three growth markets

Number of LQ direct clients and margins

Asset management

▪ Active equity funds

▪ Active mixed funds

1.000

▪ Active fixed-income funds

▪ Active hedge funds

clients

▪ Institutional strategies

▪ Active special mandates

Margin on AuM* 0,2%-1,6%

Wealth management

2.400

clients

Margin on AuM* 0,5%-1,0%

Digital wealth

▪ LAIC-AI mixed funds

19.000

▪ LAIC-AI equity funds

clients

▪ LAIC-KI asset man. and special mandates

▪ growney ETF custodian account

▪ growney overnight and fixed-term

deposits

Margin on AuM* 0,4%-1,2%

Distribution of AuM across the three main client groups

2%2%

Retail clients

38%

Institutional clients

38%

60%

White label clients

60%

* Gross margins excluding performance fees

For professional investors only I 7

I LAIQON at a Glance

Solution I - premium wealth specialist with solutions for our own broadly diversified LQ direct client base

Retail clients

EUR 2,500 mn AuM

EUR 500 mn

360° asset

management

Family office

EUR 800 mn

Private

Individual AI asset management

Premium asset man. strategies

Banking

EUR 400 mn

Affluent

Premium asset man.

AI asset man.

LF funds

EUR 800 mn

Retail

Bond funds

ETF savings plans

Institutional clients

EUR 3,900 mn AuM

Companies

Sovereign

Religious

institutions/associations

wealth

funds

Public companies/institutions

Family

Foundations

offices

Pension funds

International organizations

For professional investors only I 8

I LAIQON at a Glance

Solutions II - premium wealth specialist for our own broadly diversified LQ direct client base

White label partners

White label solution

Key facts and potential of our partners

▪ TOP 8 Volksbank in Germany ▪ 350,000 clients

▪ Client AuM of EUR 23 bn ▪ Total assets of EUR 11.4 bn

Private

Banking

WertAnlage

▪

Third largest asset manager AuM of EUR 486 bn

Individual fund asset

▪

Access to the distribution resources of over 700 banks in the

entire cooperative banking financial network

management

Affluent

Retail

For professional investors only I 9

I LAIQON at a Glance

Strategic wealth management and digital wealth partnership with mVBRB Rosenheim

Group

25%**

Partner investments

LAIC Capital GmbH

▪

14.92% Token 21 and 24

▪

5.04% mVBRB Rosenheim

75%*

BV Bayerische Vermögen

25%*

80.04%

GmbH S. 15 WpiG

5.04%

LAIC Capital GmbH

70%

V:KI GmbH

20%

meine Bayerische Vermögen

GmbH S. 15 WpIG

75%

meine Volksbank Raiffeisenbank eG

▪ 80.04% LAIQON AG

meine Bayerische Vermögen GmbH

BV Bayerische Vermögen GmbH

V:KI GmbH

*In a letter of intent, mVBRB announced its intention to acquire a 25% stake in BV Bayerische Vermögen GmbH ("BV GmbH").

** mBV will be transferred to LAIQON AG under the aforementioned letter of intent. MBV was previously a subsidiary of BV GmbH. This structure will change with

For professional investors only I

mVBRB's investment in BV GmbH.

Disclaimer

Laiqon AG published this content on October 11, 2024, and is solely responsible for the information contained herein. Distributed by Public, unedited and unaltered, on October 11, 2024 at 15:48:01.550.