Deluxe : Investor Materials May 2025
DLX
Published on 05/14/2025 at 15:01
Key Numbers
H Q
MPLS, MN
F O U N D E D
1915
N Y S E
DLX
$2.1B
LTM Q1'25
total revenue
>$40B
Merchant processing
volume (annually)
$409MM
LTM Q1'25
Adjusted EBITDA
>$2T
In payments value processed (annually)
FORTUNE 1000 COMPANY OPERATING IN FOUR MAIN SEGMENTS:
Data
12%
Merchant
OVER 4,000 FIs
180
OUT OF
200
TOP FIs
$118MM
LTM Q1'25
free cash flow
~6%
Annual dividend yield
56%
Q1'25 LTM
REV % by
SEGMENT
Svcs
18%
B2B
Payments
14%
MILLIONS
of SMBs ACROSS AN ARRAY OF SERVICES
WE ARE HERE
Secular decline trends solidify, as digital substitutes emerge/evolve
Customer relationships remain robust
Sales channel complexity expands -FI-partners, distributors, direct / increasingly eCommerce
'Supermarket' for Banks & Small biz
Rationalized portfolio
Acquired First American
Scalable product platforms
Modern, cloud-based infrastructure
One Deluxe go-to-market model
Late 1990's - 2007 Present-2026
50+ disconnected businesses
Uncoordinated go-to-market
Massive technical debt
Growth engines scale
Fit-for-purpose portfolio
Digital-first infrastructure
Inorganic / M&A category expansion: (exited / retained)
SMB's FI's
Logo creation / design CC Affinity / Rewards Web Hosting Branch P&L mgm't (SaaS)
Payroll / Incorp Svcs Misc. supply logistics Marketing Svcs - search / social Branded promo & retail packaging
2008-2018
Select (exited) business lines:
(US, CAD, AUS, EU)
Disclaimer
Deluxe Corporation published this content on May 14, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on May 14, 2025 at 19:00 UTC.