MidWestOne Financial : Q1 2025 Investor Presentation

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Gross Loans Total Deposits

MOFG's Attractive and Growing Core Markets

15

Banking Offices

$1.2B

Deposits

$1.2B

Gross Loans

$97K

Median HHI

8.5%

Proj. '25-'30 HHI△

22

Banking Offices

$1.8B

Deposits

$861M

Gross Loans

$72K

Median HHI

9.2%

Proj. '25-'30 HHI△

2

Banking Offices

$409M

Deposits

$717M

Gross Loans

$107K

Median HHI

13.2%

Proj. '25-'30 HHI△

17

Banking Offices

$1.9B

Deposits

$1.5B

Gross Loans

$78K

Median HHI

9.0%

Proj. '22-'30 HHI△

Source: S&P Capital IQ Pro. Markets are representative of the following metropolitan areas (combined as applicable):

Iowa Community - IA: Muscatine, Fort Madison, Oskaloosa, Pella, and Burlington; WI: Platteville.

Iowa Metro - Cedar Rapids, Des Moines/West Des Moines, Dubuque, Iowa City and Waterloo/Cedar Falls.

5

Twin Cities - Minneapolis/St. Paul/Bloomington, MN - WI.

Denver - Denver/Aurora/Centennial, Colorado.

Note: Banking offices, deposits, and gross loans are as of March 31, 2025. Deposit balance excludes brokered time deposits of $200 million.

Disclaimer

MidWestOne Financial Group Inc. published this content on April 28, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on April 28, 2025 at 18:52 UTC.