US Bancorp : March 31, 2026 U.S. Bank N.A. (Cincinnati, OH)
USB
Published on 05/01/2026 at 11:29 am EDT
Board of Governors of the Federal Reserve System OMB Number 7100-0036 Federal Deposit Insurance Corporation OMB Number 3064-0052 Office of the Comptroller of the Currency OMB Number 1557-0081
Approval expires February 28, 2029
Page 1 of 88
Federal Financial Institutions Examination Council
Consolidated Reports of Condition and Income for
a Bank with Domestic and Foreign Offices-FFIEC 031
Report at the close of business March 31, 2026 20260331
(RCON 9999)
This report is required by law: 12 U.S.C. § 324 (State member This report form is to be filed by (1) banks with branches and banks); 12 U.S.C. §1817 (State nonmember banks); 12 U.S.C. § consolidated subsidiaries in U.S. territories and possessions, 161 (National banks); and 12 U.S.C. §1464 (Savings associations). Edge or Agreement subsidiaries, foreign branches, consolidated
foreign subsidiaries, or International Banking Facilities, (2) banks Unless the context indicates otherwise, the term "bank" in this with domestic offices only and total consolidated assets of $100 report form refers to both banks and savings associations. billion or more, and (3) banks that are advanced approaches
institutions for regulatory capital purposes.
NOTE: Each bank's board of directors and senior management are schedules) for this report date have been prepared in confor-responsible for establishing and maintaining an effective system of mance with the instructions issued by the appropriate Federal internal control, including controls over the Reports of Condition and regulatory authority and are true and correct to the best of my Income. The Reports of Condition and Income are to be prepared in knowledge and belief.
accordance with federal regulatory authority instructions. The Reports
of Condition and Income must be signed by the Chief Financial We, the undersigned directors (trustees), attest to the correct-Officer (CFO) of the reporting bank (or by the individual performing an ness of the Reports of Condition and Income (including the sup-equivalent function) and attested to by not less than two directors porting schedules) for this report date and declare that the (trustees) for state nonmember banks and three directors for state Reports of Condition and Income have been examined by us and member banks, national banks, and savings associations. to the best of our knowledge and belief have been prepared in
conformance with the instructions issued by the appropriate I, the undersigned CFO (or equivalent) of the named bank, attest Federal regulatory authority and are true and correct.
that the Reports of Condition and Income (including the supporting
Director (Trustee)
Signature of Chief Financial Officer (or Equivalent) Director (Trustee)
April 30, 2026
Date of Signature Director (Trustee)
Submission of Reports
Each bank must file its Reports of Condition and Income (Call To fulfill the signature and attestation requirement for the Reports Report) data by either: of Condition and Income for this report date, attach your bank's completed signature page (or a photocopy or a computer gener-
Using computer software to prepare its Call Report and then ated version of this page) to the hard-copy record of the data file submitting the report data directly to the FFIEC's Central Data submitted to the CDR that your bank must place in its files.
Repository (CDR), an Internet-based system for data collec-
tion (https://cdr.ffiec.gov/cdr/), or The appearance of your bank's hard-copy record of the
Completing its Call Report in paper form and arranging with a submitted data file need not match exactly the appearance of the software vendor or another party to convert the data into the FFIEC's sample report forms, but should show at least the electronic format that can be processed by the CDR. The soft- caption of each Call Report item and the reported amount.
ware vendor or other party then must electronically submit the
bank's data file to the CDR. U.S. Bank National Association
Legal Title of Bank (RSSD 9017)
For technical assistance with submissions to the CDR, please
contact the CDR Help Desk by telephone at (888) CDR-3111, by Cincinnati
fax at (703) 774-3946, or by e-mail at [email protected]. City (RSSD 9130)
FDIC Certificate Number
OH 45202
6548
(RSSD 9050) State Abbreviation (RSSD 9200) Zip Code (RSSD 9220)
Legal Entity Identifier (LEI)
6BYL5QZYBDK8S7L73M02
(Report only if your institution already has an LEI.) (RCON 9224)
The estimated average burden associated with this information collection is 86.12 hours per respondent and is expected to vary by institution, depending on individual circumstances. Burden estimates include the time for reviewing instructions, gathering and maintaining data in the required form, and completing the information collection, but exclude the time for compiling and maintaining business records in the normal course of a respondent's activities. A Federal agency may not conduct or sponsor, and an organization (or a person) is not required to respond to a collection of information, unless it displays a currently valid OMB control number. Comments concerning the accuracy of this burden estimate and suggestions for reducing this burden should be directed to the Office of Information and Regulatory Affairs, Office of Management and Budget, Washington, DC 20503, and to one of the following: Secretary, Board of Governors of the Federal Reserve System, 20th and C Streets, NW, Washington, DC 20551; Legislative and Regulatory Analysis Division, Office of the Comptroller of the Currency, Washington, DC 20219; Assistant Executive Secretary, Federal Deposit Insurance Corporation, Washington, DC 20429.
Table of Contents
Signature Page........................................................................................1 Schedule RC-F-Other Assets. RC-21
Schedule RC-G-Other Liabilities.......................................RC-21
Contact Information............................................................................3, 4 Schedule RC-H-Selected Balance Sheet Items for
Domestic Offices........................................................RC-22, 23
Report of Income Schedule RC-I-Assets and Liabilities of IBFs...................RC-23 Schedule RI-Income Statement................................... .........RI-1, 2, 3, 4 Schedule RC-K-Quarterly Averages…… ........................RC-24 Schedule RI-A-Changes in Bank Equity Capital.......... .....................RI-5 Schedule RC-L-Derivatives and
Schedule RI-B-Charge-offs and Recoveries on Off-Balance-Sheet Items………………… ......RC-25, 26, 27, 28
Loans and Leases and Changes in Allowances Schedule RC-M-Memoranda… RC-29, 30, 31,
for Credit Losses:
Part I. Charge-offs and Recoveries on Loans and Schedule RC-N-Past Due and Nonaccrual Loans, Leases................................................................... .................RI-5, 6 Leases, and Other Assets…………………......RC-32, 33, 34, 35
Part II. Changes in Allowances for Credit
Losses.........................................................................................RI-7 Schedule RC-O-Other Data for Deposit Insurance
Schedule RI-C-Disaggregated Data on the Assessments….................…….….…RC- 36, 37, 38, 39, 40, 41
Allowances for Credit Losses
(to be completed only by selected banks): .....................RI-8 Schedule RC-P-1-4 Family Residential Mortgage
Banking Activities in Domestic Offices
Schedule RI-D-Income from Foreign Offices………… .....................RI-9 (to be completed only by selected banks)........................RC-42
Schedule RI-E-Explanations…………………………… ..............RI-10,11 Schedule RC-Q-Assets and Liabilities Measured
at Fair Value on a Recurring Basis
Report of Condition (to be completed only by selected banks)............RC-43, 44, 45 Schedule RC-Balance Sheet....................................... ...........RC-1, 2, 3
Schedule RC-R-Regulatory Capital:
Schedule RC-A-Cash and Balances Due Part I. Regulatory Capital Components
from Depository Institutions...........................................................RC-4 and Ratios. RC-46, 47, 48, 49, 50
Part II. Risk-Weighted Assets. RC-51, 52,
Schedule RC-B-Securities.........................................RC-4, 5, 6, 7, 8, 9 53, 54, 55, 56, 57, 58, 59, 60, 61, 62, 63, 64
Schedule RC-C-Loans and Lease Financing Schedule RC-S-Servicing, Securitization,
Receivables: and Asset Sale Activities......................................RC-65, 66, 67
Part I. Loans and Leases....................................RC-10, 11, 12, 13, 14
Part II. Loans to Small Businesses and Schedule RC-T-Fiduciary and Related
Small Farms............................................................................RC-15 Services…………………………………… ......RC-68, 69, 70, 71
Schedule RC-D-Trading Assets and Liabilities Schedule RC-V-Variable Interest Entities.........................RC-72 (to be completed only by selected
banks)……………………………………………………............RC-16, 17 Optional Narrative Statement Concerning
the Amounts Reported in the Consolidated Reports
Schedule RC-E-Deposit Liabilities: of Condition and Income.......................... ........................RC-73
Part I. Deposits in Domestic Offices................................RC-18, 19, 20 Part II. Deposits in Foreign Offices (including
Edge and Agreement Subsidiaries and IBFs)….... .................RC-20
For information or assistance, national banks, state nonmember banks, and savings associations should contact the FDIC's Data Collection and Analysis Section, 550 17th Street, NW, Washington, DC 20429, toll free on (800) 688-FDIC(3342), Monday through Friday between 8:00 a.m. and 5:00 p.m., Eastern Time. State member banks should contact their Federal Reserve District Bank.
To facilitate communication between the Agencies and the bank concerning the Reports of Condition and Income, please provide contact information for (1) the Chief Financial Officer (or equivalent) of the bank signing the reports for this quarter, and (2) the person
at the bank -other than the Chief Financial Officer (or equivalent) - to whom questions about the reports should be directed. If the Chief Financial Officer (or equivalent) is the primary contact for questions about the reports, please provide contact information for another person at the bank who will serve as a secondary contact for communications between the Agencies and the bank concerning the Reports of Condition and Income. Enter "none" for the contact's e-mail address or fax number if not available. Contact information for
the Reports of Condition and Income is for the confidential use of the Agencies and will not be released to the public.
CONF CONF
Name (TEXT C490) Name (TEXT C495)
CONF CONF
Title (TEXT C491) Title (TEXT C496)
CONF CONF
E-mail Address (TEXT C492) E-mail Address (TEXT 4086)
CONF CONF
Area Code / Phone Number / Extension (TEXT C493) Area Code / Phone Number / Extension (TEXT 8902)
CONF CONF
Area Code / FAX Number (TEXT C494) Area Code / FAX Number (TEXT 9116)
This information is being requested so the Agencies can distribute notifications about policy initiatives, deposit insurance assessments, and other matters directly to the Chief Executive Officers of reporting institutions. Notifications about other matters may include emergency notifications that may or may not also be sent to the institution's emergency contacts listed below. Please provide contact information for the Chief Executive Officer of the reporting institution. Enter "none" for the Chief Executive Officer's e-mail address or fax number if not available. Chief Executive Officer contact information is for the confidential use of the Agencies and will not be released to the public.
CONF CONF
Name (TEXT FT42) Area Code / Phone Number / Extension (TEXT FT43)
CONF CONF
E-mail Address (TEXT FT44) Area Code / FAX Number (TEXT FT45)
This information is being requested so the Agencies can distribute critical, time-sensitive information to emergency contacts at banks. Please provide primary contact information for a senior official of the bank who has decision-making authority. Also provide information for a secondary contact if available. Enter "none" for the contact's e-mail address or fax number if not available. Emergency contact information is for the confidential use of the Agencies and will not be released to the public.
CONF CONF
Name (TEXT C366) Name (TEXT C371)
CONF CONF
Title (TEXT C367) Title (TEXT C372)
CONF CONF
E-mail Address (TEXT C368) E-mail Address (TEXT C373)
CONF CONF
Area Code / Phone Number / Extension (TEXT C369) Area Code / Phone Number / Extension (TEXT C374)
CONF CONF
Area Code / FAX Number (TEXT C370) Area Code / FAX Number (TEXT C375)
This information is being requested to identify points-of-contact who are in charge of your bank's USA PATRIOT Act Section 314(a) information requests. Bank personnel listed could be contacted by law enforcement officers or the Financial Crimes Enforcement Network (FinCEN) for additional information related to specific Section 314(a) search requests or other anti-terrorist financing and anti-money-laundering matters. Communications sent by FinCEN to the bank for purposes other than Section 314(a) notifications will state the intended purpose and should be directed to the appropriate bank personnel for review. Any disclosure of customer records to law enforcement officers or FinCEN must be done in compliance with applicable law, including the Right to Financial Privacy Act (12 U.S.C. 3401 et seq.).
Please provide information for a primary and secondary contact. Information for a third and fourth contact may be provided at the bank's option. Enter "none" for the contact's e-mail address if not available. This contact information is for the confidential use of the Agencies, FinCEN, and law enforcement officers and will not be released to the public.
CONF CONF
Name (TEXT C437) Name (TEXT C442)
CONF CONF
Title (TEXT C438) Title (TEXT C443)
CONF CONF
E-mail Address (TEXT C439) E-mail Address (TEXT C444)
CONF CONF
Area Code/ Phone Number/ Extension (TEXT C440) Area Code/ Phone Number/ Extension (TEXT C445)
CONF CONF
Name (TEXT C870) Name (TEXT C875)
CONF CONF
Title (TEXT C871) Title (TEXT C876)
CONF CONF
E-mail Address (TEXT C872) E-mail Address (TEXT C877)
CONF CONF
Area Code/ Phone Number/ Extension (TEXT C873) Area Code/ Phone Number/ Extension (TEXT C878)
All Report of Income schedules are to be reported on a calendar year-to-date basis in thousands of dollars.
RIAD
Amount
4435
1,439,509
4436
678,722
4024
15,738
4012
1,238,221
B485
996,224
B486
314,791
4056
0
B487
753,750
4059
447
4010
5,437,402
4065
123,927
4115
347,762
B488
217,416
B489
893,794
4060
189,159
4069
1,871
4020
18,173
4518
33,104
4107
7,262,608
4508
202,253
0093
1,802,792
HK03
255,738
HK04
103,124
4172
27,092
4180
15,926
4185
498,233
RI-1
Interest income:
Interest and fee income on loans:
In domestic offices:
Loans secured by real estate:
Dollar Amounts in Thousands
Loans secured by 1-4 family residential properties.......................................................
All other loans secured by real estate.............................................................................
Loans to finance agricultural production and other loans to farmers...................................
Commercial and industrial loans..........................................................................................
Loans to individuals for household, family, and other personal expenditures:
Credit cards....................................................................................................................
Other (includes revolving credit plans other than credit cards, automobile loans,
and other consumer loans).............................................................................................
Loans to foreign governments and official institutions.........................................................
All other loans in domestic offices........................................................................................
In foreign offices, Edge and Agreement subsidiaries, and IBFs................................................
Total interest and fee income on loans (sum of items 1.a.(1)(a) through 1.a.(2))......................
Income from lease financing receivables........................................................................................
Interest income on balances due from depository institutions (1)....................................................
Interest and dividend income on securities:
U.S. Treasury securities and U.S. Government agency obligations
(excluding mortgage-backed securities)....................................................................................
Mortgage-backed securities.......................................................................................................
All other securities
(includes securities issued by states and political subdivisions in the U.S.)..............................
Interest income from trading assets................................................................................................
Interest income on federal funds sold and securities purchased under agreements to resell.........
Other interest income......................................................................................................................
Total interest income (sum of items 1.a.(3) through 1.g).................................................................
Interest expense:
Interest on deposits:
Interest on deposits in domestic offices:
Transaction accounts (interest-bearing demand deposits, NOW accounts, ATS accounts, and telephone and preauthorized transfer accounts)..........................................
Nontransaction accounts:
Savings deposits (includes MMDAs)..............................................................................
Time deposits of $250,000 or less..................................................................................
Time deposits of more than $250,000............................................................................
Interest on deposits in foreign offices, Edge and Agreement subsidiaries, and IBFs................
Expense of federal funds purchased and securities sold under agreements to repurchase...........
Interest on trading liabilities and other borrowed money.................................................................
1.a.(1)(a)(1)
1.a.(1)(a)(2)
1.a.(1)(b)
1.a.(1)(c)
1.a.(1)(d)(1)
1.a.(1)(d)(2)
1.a.(1)(e)
1.a.(1)(f)
1.a.(2)
1.a.(3)
1.b.
1.c.
1.d.(1)
1.d.(2)
1.d.(3)
1.e.
1.f.
1.g.
1.h.
2.a.(1)(a)
2.a.(1)(b)(1)
2.a.(1)(b)(2)
2.a.(1)(b)(3)
2.a.(2)
2.b.
2.c.
1. Includes interest income on time certificates of deposit not held for trading.
Disclaimer
U.S. Bancorp published this content on May 01, 2026, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on May 01, 2026 at 15:28 UTC.