2025 Annual Meeting of Shareholders Presentation (05/14/2025 19: 00

Published: 2025-05-15 14:43:05 ET SBSI

Published on 05/15/2025 at 14:43

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0 D

Annuol Meeting

of Shoreholders

g-gSOUTHSIDE

ID3d BANCSHARES, INC.

A Year in Review

Ended 2024 with strong financial results, despite headwinds in the banking industry;

Continued strong asset quality metrics;

Further expanded our Texas footprint with loan production offices in Dallas and The Woodlands;

Awarded one of the "Best Banks to Work For" in 2024 by American Banker for the third consecutive year.

US Treasury Yield Curve

5.3

8% 5.3

9%

4.8

4%

4.4

8%

4.4

8% 4.4

7%

4.3

0% 4.3

9%

4.4

9%

4.0

0% 4.1

0% 4.2

6.00%

5.00%

4.00%

3.00%

2.00%

1.00%

-%

1 Month 3 Month 2 Year 5 Year 7 Year 10 Year

$100,000 invested in SBSI on 12/31/2014 was worth $181,353 on 12/31/2024

225

200

175

150

125

100

75

12/31/14 12/31/15 12/31/16 12/31/17 12/31/18 12/31/19 12/31/20 12/31/21 12/31/22 12/31/23 12/31/24

Source: S&P Global Market Intelligence

Peer group index includes Cullen/Frost Bankers, Inc.(CFR), First Financial Bankshares, Inc.(FFIN), Hilltop Holdings (HTH), Prosperity Bancshares, Inc. (PB), Texas Capital Bancshares, Inc. (TCBI) and Veritex Holdings, Inc. (VBTX).

Disclaimer

Southside Bancshares Inc. published this content on May 14, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on May 15, 2025 at 18:42 UTC.