Travelers : Q4 2024 Quarterly Results Conference Call Statistical Supplement
TRV
The Travelers Companies, Inc.
Financial Supplement - Fourth Quarter 2024
Exhibit 99.2
Page Number
Consolidated Results
Financial Highlights
1
Reconciliation to Net Income (Loss) and Earnings Per Share
2
Statement of Income (Loss)
3
Net Income (Loss) by Major Component and Combined Ratio
4
Core Income
5
Selected Statistics - Property and Casualty Operations
6
Written and Earned Premiums - Property and Casualty Operations
7
Business Insurance
Segment Income
8
Segment Income by Major Component and Combined Ratio
9
Selected Statistics
10
Net Written Premiums
11
Bond & Specialty Insurance
Segment Income
12
Segment Income by Major Component and Combined Ratio
13
Selected Statistics
14
Net Written Premiums
15
Personal Insurance
Segment Income (Loss)
16
Segment Income (Loss) by Major Component and Combined Ratio
17
Selected Statistics
18
Net Written Premiums
19
Selected Statistics - Automobile
20
Selected Statistics - Homeowners and Other
21
Supplemental Detail
Interest Expense and Other
22
Consolidated Balance Sheet
23
Investment Portfolio
24
Investment Portfolio - Fixed Maturities Data
25
Investment Income
26
Net Realized Investment Gains (Losses) and Net Unrealized Investment Gains (Losses) included in Shareholders' Equity
27
Reinsurance Recoverables
28
Net Reserves for Losses and Loss Adjustment Expense
29
Asbestos Reserves
30
Capitalization
31
Statutory Capital and Surplus to GAAP Shareholders' Equity Reconciliation
32
Statement of Cash Flows
33
Statement of Cash Flows (continued)
34
Glossary of Financial Measures and Description of Reportable Business Segments
35-36
The information included in the Financial Supplement is unaudited. This document should be read in conjunction with the Company's Form 10-K which will be filed with the Securities and Exchange Commission.
Index
The Travelers Companies, Inc.
Financial Highlights
1Q2023
2Q2023
3Q2023
4Q2023
1Q2024
2Q2024
3Q2024
4Q2024
YTD
YTD
($ and shares in millions, except for per share data)
4Q2023
4Q2024
Net income (loss)
$
975
$
(14)
$
404
$
1,626
$
1,123
$
534
$
1,260
$
2,082
$
2,991
$
4,999
Net income (loss) per share:
Basic
$
4.18
$
(0.07)
$
1.75
$
7.07
$
4.87
$
2.32
$
5.50
$
9.11
$
12.93
$
21.76
Diluted
$
4.13
$
(0.07)
$
1.74
$
6.99
$
4.80
$
2.29
$
5.42
$
8.96
$
12.79
$
21.47
Core income
$
970
$
15
$
454
$
1,633
$
1,096
$
585
$
1,218
$
2,126
$
3,072
$
5,025
Core income per share:
Basic
$
4.16
$
0.06
$
1.97
$
7.09
$
4.75
$
2.54
$
5.31
$
9.30
$
13.28
$
21.87
Diluted
$
4.11
$
0.06
$
1.95
$
7.01
$
4.69
$
2.51
$
5.24
$
9.15
$
13.13
$
21.58
Return on equity
17.5 %
(0.2)%
7.7 %
29.0 %
18.0 %
8.6 %
19.2 %
30.0 %
13.6 %
19.2 %
Core return on equity
14.5 %
0.2 %
6.9 %
24.0 %
15.4 %
8.1 %
16.6 %
27.7 %
11.5 %
17.2 %
Total assets, at period end
$
118,352
$
120,573
$
121,384
$
125,978
$
127,410
$
129,315
$
134,588
$
133,189
$
125,978
$
133,189
Total equity, at period end
$
23,052
$
21,855
$
19,978
$
24,921
$
25,022
$
24,862
$
27,696
$
27,864
$
24,921
$
27,864
Book value per share, at period end
$
99.80
$
95.46
$
87.47
$
109.19
$
109.28
$
109.08
$
122.00
$
122.97
$
109.19
$
122.97
Less: Net unrealized investment gains (losses), net of tax
(16.75)
(19.99)
(28.31)
(13.71)
(16.25)
(17.44)
(9.30)
(16.07)
(13.71)
(16.07)
Adjusted book value per share, at period end
$
116.55
$
115.45
$
115.78
$
122.90
$
125.53
$
126.52
$
131.30
$
139.04
$
122.90
$
139.04
Weighted average number of common shares outstanding (basic) .
231.7
229.7
228.8
228.4
229.0
228.6
227.4
226.9
229.7
228.0
Weighted average number of common shares outstanding and
common stock equivalents (diluted)
234.4
229.7
231.1
231.1
232.0
231.5
230.6
230.7
232.2
231.1
Common shares outstanding at period end
231.0
228.9
228.4
228.2
229.0
227.9
227.0
226.6
228.2
226.6
Common stock dividends declared
$
218
$
233
$
232
$
232
$
232
$
245
$
243
$
242
$
915
$
962
Common stock repurchased:
Under Board of Directors authorization
Shares
2.2
2.2
0.6
0.4
1.2
1.1
1.1
1.0
5.4
4.4
Cost
$
400
$
400
$
100
$
65
$
250
$
250
$
250
$
250
$
965
$
1,000
Other
Shares
0.3
-
-
-
0.6
0.1
-
-
0.3
0.7
Cost
$
62
$
-
$
1
$
1
$
138
$
3
$
3
$
2
$
64
$
146
See Glossary of Financial Measures and Description of Reportable Business Segments on pages 35 and 36.
1
The Travelers Companies, Inc.
Reconciliation to Net Income (Loss) and Earnings per Share
1Q2023
2Q2023
3Q2023
4Q2023
1Q2024
2Q2024
3Q2024
4Q2024
YTD
YTD
($ and shares in millions, except earnings per share)
4Q2023
4Q2024
Net income (loss)
Net income (loss)
$
975
$
(14)
$
404
$
1,626
$
1,123
$
534
$
1,260
$
2,082
$
2,991
$
4,999
Adjustments:
(5)
29
50
7
(27)
51
(42)
44
81
26
Core income
$
970
$
15
$
454
$
1,633
$
1,096
$
585
$
1,218
$
2,126
$
3,072
$
5,025
Basic earnings per share
Net income (loss)
$
4.18
$
(0.07)
$
1.75
$
7.07
$
4.87
$
2.32
$
5.50
$
9.11
$
12.93
$
21.76
Adjustments:
(0.02)
0.13
0.22
0.02
(0.12)
0.22
(0.19)
0.19
0.35
0.11
Core income
$
4.16
$
0.06
$
1.97
$
7.09
$
4.75
$
2.54
$
5.31
$
9.30
$
13.28
$
21.87
Diluted earnings per share
Net income (loss)
$
4.13
$
(0.07)
$
1.74
$
6.99
$
4.80
$
2.29
$
5.42
$
8.96
$
12.79
$
21.47
Adjustments:
(0.02)
0.13
0.21
0.02
(0.11)
0.22
(0.18)
0.19
0.34
0.11
Core income
$
4.11
$
0.06
$
1.95
$
7.01
$
4.69
$
2.51
$
5.24
$
9.15
$
13.13
$
21.58
Adjustments to net income (loss) and weighted average shares for net income (loss) EPS calculations: (1)
Basic and Diluted
1Q2023
2Q2023
3Q2023
4Q2023
1Q2024
2Q2024
3Q2024
4Q2024
YTD
YTD
4Q2023
4Q2024
Net income (loss), as reported
$
975
$
(14)
$
404
$
1,626
$
1,123
$
534
$
1,260
$
2,082
$
2,991
$
4,999
Participating share-based awards - allocated income
(7)
(1)
(3)
(12)
(8)
(5)
(10)
(15)
(22)
(38)
Net income (loss) available to common shareholders - basic and diluted
$
968
$
(15)
$
401
$
1,614
$
1,115
$
529
$
1,250
$
2,067
$
2,969
$
4,961
Common Shares
Basic
Weighted average shares outstanding
231.7
229.7
228.8
228.4
229.0
228.6
227.4
226.9
229.7
228.0
Diluted
Weighted average shares outstanding
231.7
229.7
228.8
228.4
229.0
228.6
227.4
226.9
229.7
228.0
Weighted average effects of dilutive securities - stock options and
performance shares
2.7
-
2.3
2.7
3.0
2.9
3.2
3.8
2.5
3.1
Diluted weighted average shares outstanding
234.4
229.7
231.1
231.1
232.0
231.5
230.6
230.7
232.2
231.1
See Glossary of Financial Measures and Description of Reportable Business Segments on pages 35 and 36.
2
The Travelers Companies, Inc.
Statement of Income (Loss) - Consolidated
($ in millions)
1Q2023
2Q2023
3Q2023
Revenues
Premiums
$
8,854
$ 9,216
$ 9,718
Net investment income
663
712
769
Fee income
106
106
112
Net realized investment gains (losses)
6
(35)
(65)
Other revenues
75
99
101
Total revenues
9,704
10,098
10,635
Claims and expenses
Claims and claim adjustment expenses
5,959
7,227
7,149
Amortization of deferred acquisition costs
1,462
1,519
1,604
General and administrative expenses
1,267
1,308
1,312
Interest expense
88
92
98
Total claims and expenses
8,776
10,146
10,163
Income (loss) before income taxes
928
(48)
472
Income tax expense (benefit)
(47)
(34)
68
Net income (loss)
$
975
$
(14)
$
404
Other statistics
Effective tax rate on net investment income
16.0 %
16.5 %
16.8 %
$
557
$
594
$
640
Catastrophes, net of reinsurance:
$
535
$ 1,481
$
850
$
422
$ 1,171
$
669
Prior year reserve development - favorable (unfavorable):
$
105
$
60
$
(154)
$
83
$
47
$
(122)
4Q2023
10,927
5,880
1,641
1,289
98
8,908
2,019
393
$ 1,626
17.0 % $ 645
1Q2024
2Q2024
3Q2024
4Q2024
YTD
YTD
4Q2023
4Q2024
$10,126
$10,243
$10,704
$10,868
$37,761
$41,941
846
885
904
955
2,922
3,590
109
115
121
128
433
473
35
(65)
55
(55)
(105)
(30)
112
105
120
112
353
449
11,228
11,283
11,904
12,008
41,364
46,423
6,656
7,373
6,996
6,034
26,215
27,059
1,698
1,678
1,790
1,807
6,226
6,973
1,406
1,478
1,460
1,475
5,176
5,819
98
98
98
98
376
392
9,858
10,627
10,344
9,414
37,993
40,243
1,370
656
1,560
2,594
3,371
6,180
247
122
300
512
380
1,181
$ 1,123
$
534
$ 1,260
$ 2,082
$ 2,991
$ 4,999
17.6 %
17.8 %
17.9 %
17.9 %
16.6 %
17.8 %
$
698
$
727
$
742
$
785
$ 2,436
$ 2,952
$
712
$ 1,509
$
939
$
175
$ 2,991
$ 3,335
$
563
$ 1,192
$
739
$
138
$ 2,361
$ 2,632
$
91
$
230
$
126
$
262
$
143
$
709
$
71
$
182
$
99
$
207
$
113
$
559
See Glossary of Financial Measures and Description of Reportable Business Segments on pages 35 and 36.
3
The Travelers Companies, Inc.
Net Income (Loss) by Major Component and Combined Ratio - Consolidated
($ in millions, net of tax)
Underwriting gain (loss)........................................................................................
Net investment income ..........................................................................................
Other income (expense), including interest expense .............................................
Core income ..........................................................................................................
Net realized investment gains (losses)...................................................................
Net income (loss) ..................................................................................................
Combined ratio (1) (2)
Loss and loss adjustment expense ratio.................................................................
Underwriting expense ratio ...................................................................................
Combined ratio ..............................................................................................
Impact on combined ratio:
Net (favorable) unfavorable prior year reserve development.............................
Catastrophes, net of reinsurance.........................................................................
Underlying combined ratio............................................................................
1Q2023
2Q2023
3Q2023
$
501
$
(509)
$
(107)
557
594
640
(88)
(70)
(79)
970
15
454
5
(29)
(50)
$
975
$
(14)
$
404
66.7 %
77.9 %
73.0 %
28.7 %
28.6 % 28.0 %
95.4 %
106.5 % 101.0 %
(1.2)%
(0.7)%
1.6 %
6.0 %
16.1 %
8.8 %
90.6 %
91.1 %
90.6 %
4Q2023
(100)
1,633
(7)
$ 1,626
58.4 %
27.4 %
85.8 %
(1.3)% 1.2 %
85.9 %
1Q2024
2Q2024
3Q2024
$
472
$
(58)
$
547
698
727
742
(74)
(84)
(71)
1,096
585
1,218
27
(51)
42
$
1,123
$
534
$
1,260
65.2 %
71.4 %
64.8 %
28.7 %
28.8 %
28.4 %
93.9 %
100.2 %
93.2 %
(0.9)%
(2.2)%
(1.2)%
7.1 %
14.7 %
8.8 %
87.7 %
87.7 %
85.6 %
4Q2024
2,126
(44)
$ 2,082
55.0 %
28.2 %
83.2 %
(2.4)% 1.6 %
84.0 %
YTD
4Q2023
$ 2,991
68.9 %
28.1 %
97.0 %
(0.4)% 7.9 %
89.5 %
YTD
4Q2024
$ 4,999
64.0 %
28.5 %
92.5 %
(1.7)% 8.0 %
86.2 %
($ in millions)
1Q2023
2Q2023
3Q2023
Billing and policy fees and other
$
28
$
28
$
28
Fee income:
Loss and loss adjustment expenses
$
42
$
40
$
42
Underwriting expenses
64
66
70
Total fee income
$
106
$
106
$
112
Non-insurance general and administrative expenses
$
95
$
92
$
99
4Q2023
1Q2024
2Q2024
3Q2024
4Q2024
YTD
YTD
4Q2023
4Q2024
$
29
$
30
$
30
$
28
$
28
$
113
$
116
$
40
$
39
$
42
$
44
$
47
$
164
$
172
69
70
73
77
81
269
301
$
109
$
109
$
115
$
121
$
128
$
433
$
473
$
103
$
102
$
106
$
106
$
107
$
389
$
421
See Glossary of Financial Measures and Description of Reportable Business Segments on pages 35 and 36.
4
The Travelers Companies, Inc. Core Income - Consolidated
($ in millions)
1Q2023
2Q2023
3Q2023
Revenues
Premiums
$
8,854
$ 9,216
$ 9,718
Net investment income
663
712
769
Fee income
106
106
112
Other revenues
75
99
101
Total revenues
9,698
10,133
10,700
Claims and expenses
Claims and claim adjustment expenses
5,959
7,227
7,149
Amortization of deferred acquisition costs
1,462
1,519
1,604
General and administrative expenses
1,267
1,308
1,312
Interest expense
88
92
98
Total claims and expenses
8,776
10,146
10,163
Core income (loss) before income taxes
922
(13)
537
Income tax expense (benefit)
(48)
(28)
83
Core income
$
970
$
15
$
454
Other statistics
Effective tax rate on net investment income
16.0 %
16.5 %
16.8 %
$
557
$
594
$
640
Catastrophes, net of reinsurance:
$
535
$ 1,481
$
850
$
422
$ 1,171
$
669
Prior year reserve development - favorable (unfavorable):
$
105
$
60
$
(154)
$
83
$
47
$
(122)
4Q2023
10,938
5,880
1,641
1,289
98
8,908
2,030
397
$ 1,633
17.0 % $ 645
1Q2024
2Q2024
3Q2024
4Q2024
YTD
YTD
4Q2023
4Q2024
$10,126
$10,243
$10,704
$10,868
$37,761
$41,941
846
885
904
955
2,922
3,590
109
115
121
128
433
473
112
105
120
112
353
449
11,193
11,348
11,849
12,063
41,469
46,453
6,656
7,373
6,996
6,034
26,215
27,059
1,698
1,678
1,790
1,807
6,226
6,973
1,406
1,478
1,460
1,475
5,176
5,819
98
98
98
98
376
392
9,858
10,627
10,344
9,414
37,993
40,243
1,335
721
1,505
2,649
3,476
6,210
239
136
287
523
404
1,185
$ 1,096
$
585
$ 1,218
$ 2,126
$ 3,072
$ 5,025
17.6 %
17.8 %
17.9 %
17.9 %
16.6 %
17.8 %
$
698
$
727
$
742
$
785
$ 2,436
$ 2,952
$
712
$ 1,509
$
939
$
175
$ 2,991
$ 3,335
$
563
$ 1,192
$
739
$
138
$ 2,361
$ 2,632
$
91
$
230
$
126
$
262
$
143
$
709
$
71
$
182
$
99
$
207
$
113
$
559
See Glossary of Financial Measures and Description of Reportable Business Segments on pages 35 and 36.
5
The Travelers Companies, Inc.
Selected Statistics - Property and Casualty Operations
1Q2023
2Q2023
3Q2023
4Q2023
1Q2024
2Q2024
3Q2024
4Q2024
YTD
YTD
($ in millions)
4Q2023
4Q2024
Statutory underwriting
Gross written premiums
$
10,347
$
10,907
$
11,263
$
10,455
$
11,310
$
11,865
$
12,149
$
11,226
$
42,972
$
46,550
Net written premiums
$
9,396
$
10,318
$
10,493
$
9,994
$
10,184
$
11,115
$
11,317
$
10,742
$
40,201
$
43,358
Net earned premiums
$
8,854
$
9,216
$
9,718
$
9,973
$
10,128
$
10,243
$
10,704
$
10,868
$
37,761
$
41,943
Losses and loss adjustment expenses
5,906
7,179
7,091
5,826
6,602
7,320
6,940
5,966
26,002
26,828
Underwriting expenses
2,727
2,863
2,860
2,748
3,012
3,111
3,139
3,038
11,198
12,300
Statutory underwriting gain (loss)
221
(826)
(233)
1,399
514
(188)
625
1,864
561
2,815
Policyholder dividends
12
10
14
13
12
12
12
11
49
47
Statutory underwriting gain (loss) after policyholder dividends
$
209
$
(836)
$
(247)
$
1,386
$
502
$
(200)
$
613
$
1,853
$
512
$
2,768
Other statutory statistics
Reserves for losses and loss adjustment expenses
$
51,164
$
52,643
$
53,692
$
53,717
$
54,578
$
55,922
$
56,909
$
56,326
$
53,717
$
56,326
Increase (decrease) in reserves
$
402
$
1,479
$
1,049
$
25
$
861
$
1,344
$
987
$
(583)
$
2,955
$
2,609
Statutory capital and surplus
$
23,689
$
22,934
$
23,267
$
25,114
$
25,329
$
25,210
$
26,191
$
27,715
$
25,114
$
27,715
Net written premiums/surplus (1)
1.54:1
1.65:1
1.68:1
1.60:1
1.62:1
1.66:1
1.63:1
1.56:1
1.60:1
1.56:1
(1) Based on 12 months of rolling net written premiums.
See Glossary of Financial Measures and Description of Reportable Business Segments on pages 35 and 36.
6
The Travelers Companies, Inc.
Written and Earned Premiums - Property and Casualty Operations
1Q2023
2Q2023
3Q2023
4Q2023
1Q2024
2Q2024
3Q2024
4Q2024
YTD
YTD
($ in millions)
4Q2023
4Q2024
Written premiums
Gross
$
10,347
$
10,907
$
11,263
$
10,455
$ 11,310
$ 11,865
$ 12,149
$ 11,226
$ 42,972
$ 46,550
Ceded
(951)
(589)
(770)
(461)
(1,128)
(750)
(832)
(484)
(2,771)
(3,194)
Net
$
9,396
$
10,318
$
10,493
$
9,994
$ 10,182
$ 11,115
$ 11,317
$ 10,742
$ 40,201
$ 43,356
Earned premiums
Gross
$
9,469
$
9,866
$
10,397
$
10,678
$ 10,867
$ 11,083
$ 11,484
$ 11,644
$ 40,410
$ 45,078
Ceded
(615)
(650)
(679)
(705)
(741)
(840)
(780)
(776)
(2,649)
(3,137)
Net
$
8,854
$
9,216
$
9,718
$
9,973
$ 10,126
$ 10,243
$ 10,704
$ 10,868
$ 37,761
$ 41,941
See Glossary of Financial Measures and Description of Reportable Business Segments on pages 35 and 36.
7
The Travelers Companies, Inc. Segment Income - Business Insurance
($ in millions)
1Q2023
2Q2023
3Q2023
Revenues
Premiums
$
4,477
$
4,644
$
4,956
Net investment income
473
509
551
Fee income
99
98
102
Other revenues
47
67
71
Total revenues
5,096
5,318
5,680
Claims and expenses
Claims and claim adjustment expenses
2,907
3,296
3,519
Amortization of deferred acquisition costs
742
773
820
General and administrative expenses
734
764
772
Total claims and expenses
4,383
4,833
5,111
Segment income before income taxes
713
485
569
Income tax expense (benefit)
(43)
83
101
Segment income
$
756
$
402
$
468
Other statistics
Effective tax rate on net investment income
15.8 %
16.4 %
16.8 %
$
398
$
426
$
458
Catastrophes, net of reinsurance:
$
199
$
396
$
203
$
157
$
313
$
160
Prior year reserve development - favorable (unfavorable):
$
19
$
(101)
$
(263)
$
15
$
(80)
$
(207)
4Q2023
5,767
2,974
838
771
4,583
1,184
227
$ 957
16.8 % $ 459
1Q2024
2Q2024
3Q2024
4Q2024
$
5,160
$
5,168
$
5,474
$
5,543
609
632
642
677
101
105
109
115
77
77
89
79
5,947
5,982
6,314
6,414
3,331
3,471
3,698
3,179
864
861
930
933
818
835
826
824
5,013
5,167
5,454
4,936
934
815
860
1,478
170
159
162
290
$
764
$
656
$
698
$
1,188
17.4 %
17.7 %
17.7 %
17.8 %
$
502
$
521
$
528
$
557
$
209
$
389
$
340
$
94
$
166
$
307
$
268
$
74
$
-
$
34
$
(91)
$
147
$
-
$
26
$
(72)
$
116
YTD YTD
4Q2023 4Q2024
$19,144 $21,345
2,085 2,560
21,861 24,657
12,696
13,679
3,173
3,588
3,041
3,303
18,910
20,570
2,951
4,087
368
781
$
2,583
$
3,306
16.5 %
17.7 %
$
1,741
$
2,108
$
838
$
1,032
$
662
$
815
$
(289)
$
90
$
(228)
$
70
See Glossary of Financial Measures and Description of Reportable Business Segments on pages 35 and 36.
8
The Travelers Companies, Inc.
Segment Income by Major Component and Combined Ratio - Business Insurance
($ in millions, net of tax)
Underwriting gain (loss)........................................................................................
Net investment income..........................................................................................
Other income (expense) ........................................................................................
Segment income...................................................................................................
Combined ratio (1) (2)
Loss and loss adjustment expense ratio.................................................................
Underwriting expense ratio ...................................................................................
Combined ratio..............................................................................................
Impact on combined ratio:
Net (favorable) unfavorable prior year reserve development ............................
Catastrophes, net of reinsurance.........................................................................
Underlying combined ratio............................................................................
1Q2023
2Q2023
3Q2023
$
388
$
(12)
$
22
398
426
458
(30)
(12)
(12)
$
756
$
402
$
468
63.8 %
70.0 %
70.0 %
29.8 %
30.1 %
29.1 %
93.6 % 100.1 %
99.1 %
(0.4)%
2.2 %
5.3 %
4.4 %
8.5 %
4.1 %
89.6 %
89.4 %
89.7 %
4Q2023
$ 957
57.7 %
28.8 %
86.5 %
(1.1)% 0.8 %
86.8 %
1Q2024
2Q2024
3Q2024
$
274
$
148
$
176
502
521
528
(12)
(13)
(6)
$
764
$
656
$
698
63.6 %
66.2 %
66.6 %
29.7 %
29.9 %
29.2 %
93.3 %
96.1 %
95.8 %
- %
(0.6)%
1.7 %
4.1 %
7.5 %
6.2 %
89.2 %
89.2 %
87.9 %
4Q2024
$ 1,188
56.4 %
28.8 %
85.2 %
(2.7)% 1.7 %
86.2 %
YTD
4Q2023
$ 2,583
65.3 %
29.4 %
94.7 %
1.5 %
4.3 %
88.9 %
YTD
4Q2024
$ 3,306
63.1 %
29.4 %
92.5 %
(0.4)% 4.8 %
88.1 %
($ in millions)
1Q2023
2Q2023
3Q2023
Billing and policy fees and other
$
4
$
4
$
4
Fee income:
Loss and loss adjustment expenses
$
42
$
40
$
42
Underwriting expenses
57
58
60
Total fee income
$
99
$
98
$
102
Non-insurance general and administrative expenses
$
80
$
77
$
84
4Q2023
1Q2024
2Q2024
3Q2024
4Q2024
YTD
YTD
4Q2023
4Q2024
$
4
$
4
$
4
$
4
$
4
$
16
$
16
$
40
$
39
$
42
$
44
$
47
$
164
$
172
61
62
63
65
68
236
258
$
101
$
101
$
105
$
109
$
115
$
400
$
430
$
84
$
86
$
87
$
90
$
86
$
325
$
349
See Glossary of Financial Measures and Description of Reportable Business Segments on pages 35 and 36.
9
Disclaimer
The Travelers Companies Inc. published this content on January 22, 2025, and is solely responsible for the information contained herein. Distributed by Public, unedited and unaltered, on January 22, 2025 at 15:18:09.516.