Upbound : UPBD 2026 Q1 Investor Presentation FINAL

Published: 2026-04-30 07:37:00 ET UPBD

Published on 04/30/2026 at 07:37 am EDT

First Quarter

™ Earnings Review

April 30, 2026

Empowering underserved consumers with seamless, holistic financial tools to improve their financial lives.

Focus on innovative solutions dedicated to underserved consumers, providing them with access and choice across their financial journey

Acima and Brigit's digital models expand access to more consumers through over 35k retailer locations, growing DTC marketplace, and top-rated fintech platform

Disciplined, tactical approach to underwriting and risk management enables responsible growth

Top-line growth paired with focus on efficiency drives opportunities for robust earnings growth

Upbound: A Growing, Digital-First Platform

Upbound is a technology and data-driven leader in innovative financial solutions for millions of underserved customers that provides industry-leading lease-to-own platforms and a subscription-based financial wellness app through its operating segments: Acima, Brigit, and Rent-A-Center

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$1.2 billion

Consolidated Revenue

+3.7% y/y

$35.8 million

Net Income

+$11.0 million y/y

$0.61

GAAP Diluted EPS

+$0.19 y/y

$170.7 million

Net Cash Provided by Operating Activities

+$22.7 million y/y

$136.1 million

Adjusted EBITDA1

+7.9% y/y

$1.08

Non-GAAP Diluted EPS1

+$0.08 y/y

1 Non-GAAP financial measure. Refer to definitions and reconciliations elsewhere in this presentation.

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Q1 Consolidated Financial Highlights

Disclaimer

Upbound Group Inc. published this content on April 30, 2026, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on April 30, 2026 at 11:32 UTC.