ServisFirst Bancshares : Investor Presentation (ServisFirst Bancshares Investor Presentation )

Published: 2025-06-30 18:37:05 ET SFBS

Published on 06/30/2025 at 18:37

ServisFirst at a Glance

Single bank BHC founded in Birmingham, Alabama

Organic asset growth since the bank was founded in 2005(1): 24% CAGR

Total Assets (2): $18.64 billion

Stockholders' Equity (2): $1.67 billion

ROAA (3): 1.45%

Efficiency Ratio (3): 34.97%

Gross Loans CAGR (4): 14%

Total Deposits CAGR (4): 15%

Net Income for Common CAGR (4): 16%

Diluted EPS CAGR (4): 15%

NPAs / assets (2): 0.40%

NPLs / loans (2): 0.57%

19-year compounded annual growth rate (CAGR) calculated from 12/31/05 - 12/31/2024; excludes the impact of ServisFirst's one acquisition in 2015 - approximately $200 million

As of March 31, 2025 3

For three months ended March 31, 2025

10-year compounded annual growth rate (CAGR) calculated from 12/31/14 - 12/31/24

Our Business Strategy

Loans and deposits are primary drivers, not ancillary services

Technology provides efficiency

With the style of service and delivery of a community bank

Regional CEOs drive revenue

Teams of the best bankers in each metropolitan market

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Opportunistic Expansion

Focus on people as opposed to places

Target minimum of $300 million in assets within 3 years

Best bankers in growing markets

Regional CEOs execute simple business model

Back office support and risk management infrastructure

Non-legal board of directors comprised of key business people

Provide professional banking services to mid-market commercial customers that have been neglected or pushed down to branch personnel by national and other larger regional banks

Southern markets, metropolitan focus

Draw on expertise of industry contacts

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Disclaimer

ServisFirst Bancshares Inc. published this content on June 30, 2025, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on June 30, 2025 at 22:36 UTC.