First Financial : Corporate Responsibility Report (Corporate Responsibily Report Charts)

Published: 2026-04-15 11:10:10 ET THFF

Published on 04/15/2026 at 11:10 am EDT

Sustainability Accounting Standards Board (SASB) Standards Index. The following disclosures are made using the Industry Standards Version 2018-10 issued by SASB. SASB is an independent organization that provides a framework to facilitate the disclosure of comparable, consistent, and reliable information. We are committed to

providing relevant information to investors in a meaningful way, and we will continue to evaluate the use of additional SASB metrics in the future.

All data and information described in the following tables are unaudited, and based on the year ended December 31, 2025, any dollar amounts are reported in thousands.

Commercial Banks

Topic

SASB Code

Accounting Metric

Data Security

FN-CB-230a.1

1) Number of data breaches

No material events

Data Security

FN-CB-230a.2

Description of approach to identifying and addressing data security risks

First Financial takes an active and multi-front approach to information security. Our approach can be broken down into three primary components: 1) Maintaining top industry practices and standards 2) Board oversight 3) Employee training and awareness. Our systems are built to the standards established by the Federal Financial Institutions Examination Council (FFIEC) Cybersecurity Framework and the National Institute of Standards and Technology Cybersecurity Framework (NIST CSF v.2.0), and undergo frequent testing to ensure our policies and procedures are current so our customers can bank safely and securely.

Financial Inclusion & Capacity Building

FN-CB-240a.3

Number of no-cost retail checking accounts provided to previously unbanked or underbanked customers

11,986 Accounts. This represents approximately 10% of our total number of personal checking accounts. By dollar value these accounts represent 4% of the total deposits held in personal checking accounts.

Financial Inclusion & Capacity Building

FN-CB-240a.3

Number of participants in financial literacy initiatives for unbanked, underbanked, or underserved customers

In 2025, we partnered with an industry-leading firm to design and deliver financial literacy tools and programs to school districts across our footprint. To date, these resources have been rolled out to 31 high schools with 3,249 workbooks distributed to support student learning. In addition, we've expanded our reach through 33 active organizations, including nonprofits, municipalities, and businesses, helping bring financial education to even more communities.

Business Ethics

FN-CB-510a.1

Total amount of monetary losses as a result of legal proceedings associated with fraud, insider trading, anti-trust, anti-competitive behavior, market manipulation, malpractice, or other related financial industry laws or regulations

$0.00

Business Ethics

FN-CB-510a.2

Description of whistleblower policies and procedures.

First Financial trains all associates to use our whistleblower hotline regarding accounting matters. Associates may report matters anonymously and are free from all forms of retaliation when making a complaint.

Activity Metric

FN-CB-000.A

(1) Number and (2) value of checking and savings accounts by segment: (a) personal and (b) small business

Checking - Personal:

(1a) 116,617; (2a) $1,294,777

Checking - Business:

(1b) 17,615; (2b) $1,986,433

Savings - Personal:

(1a) 52,453; (2a) $552,226

Savings - Business:

(1b) 1,132; (2b) $33,930

Mortgage Finance

‌Topic

SASB Code

Accounting Metric

‌Lending Practices

FN-MF-270a.1

(1) Number and (2) value of residential mortgages of the following types: (a) Hybrid or Option Adjustable-rate Mortgages (ARM), (b) Prepayment Penalty,

Combined fixed- and variable rate: (1a)1644; (2a) $148,915.

Prepayment penalty: (1b) 0; (2b) $0. Total: (1c) 2827; (2c) $291,822.

Lending Practices

FN-MF-270a.3

Total amount of monetary losses as a result of legal proceedings associated with communications to customers or remuneration of loan originators

$0.00

Discriminatory Lending

FN-MF-270b.2

Total amount of monetary losses as a result of legal proceedings associated with discriminatory mortgage lending

$0.00

1. The figures for (c) are calculated using the average daily rates of U.S. 30-Year Treasury Bonds for the 5-year period ending December 31, 2025, as the baseline comparison for rates on all portfolio loans. Based on this calculation, these totals reflect portfolio loans with an APR greater than 6.04%.

NASDAQ Board Diversity Matrix (As of December 31, 2025)

Total Number of Directors

Female

Male

Non-Binary

Did Not Disclose Gender

Part I: Gender Identity

Directors

Part II: Demographic Background

African American or Black

Alaskan Native or Native American

Asian

Hispanic or Latino/Latina

Native Hawaiian or Pacific Islander

White

Two or More Races or Ethnicities

LGBTQ+

Did Not Disclose Demographic Background

EEO-1 Data Table (As of December 31, 2025)

Executive/ Senior Level Officials and Managers

First/Mid-Level Officials and

Managers Professionals Sales

Administrative Support

Workers Service Workers Grand Total

Man / Male

236

American Indian/ Alaskan Native

Asian

Black or African American

Hispanic or Latino

Native Hawaiian or Other Pacific Islander

Two or More Races

(Not Hispanic or Latino)

White

225

First Financial Corporation | Corporate Responsibility Report | 2025 |

Disclaimer

First Financial Corporation published this content on April 15, 2026, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on April 15, 2026 at 15:09 UTC.