CenterPoint Energy : Debt and Liquidity Schedules for the Quarter ended in 12-31-2025

Published: 2026-04-23 16:02:11 ET CNP

Published on 04/23/2026 at 04:02 pm EDT

December 31, 2025

CenterPoint Energy, Inc. Debt and Capitalization Ratios Excluding Transition and System Restoration Bonds

As of December 31, 2025 and December 31, 2024

($ in millions)

December 31,

December 31,

2025

2024

Short-term Debt:

Short-term borrowings

$ 500

$ 500

Current portion of transition and system restoration bonds*

41

13

Indexed debt (ZENS)**

-

2

Current portion of other long-term debt

1,873

51

Long-term Debt:

Transition and system restoration bonds*

664

308

Other

19,902

20,089

Total Debt

$ 22,980

$ 20,963

Less: Transition and system restoration bonds (including current portion)*

705

321

Total Debt, excluding transition and system restoration bonds

$ 22,275

$ 20,642

Total Shareholders' Equity

$ 11,160

$ 10,666

Total Capitalization, excluding transition and system restoration bonds

$ 33,435

$ 31,308

Total Debt/Total Capitalization, excluding transition and system restoration bonds

66.6%

65.9%

* The transition and system restoration bonds are serviced with dedicated revenue streams, and the bonds are non-recourse to CenterPoint Energy and CenterPoint Energy Houston Electric.

** The debt component reflected on the financial statements was $0 million and $1 million, as of December 31, 2025 and September 30, 2025 respectively.

The principal amount on which 2% interest is paid was $828 million on each of December 31, 2025 and September 30, 2025. The contingent principal amount was $94,976 and $2 million as of December 31, 2025 and September 30, 2025 , respectively. At maturity or upon redemption, holders of ZENS will receive cash at the higher of the contingent principal amount or the value of the reference shares of AT&T Inc., Charter Communications, Inc, and Warner Bros. Discovery, Inc.

Note: Amounts may not add up due to rounding

(in millions) Facility Amount Amount Source of Liquidity on December 31, 2025 Size Utilized1 Unutilized

CenterPoint Energy, Inc. Revolver

$ 2,400

$ 420

2

$ 1,980

Southern Indiana Gas & Electric Co. Revolv

250

-

250

CenterPoint Houston Electric, LLC Revolver

300

-

300

CenterPoint Energy Resources Corp. Revolve 1,050 559 3 491

Total Bank Facilities

$ 4,000 $

979 $

3,021

Investments in Money Market Funds -

Available Liquidity $ 3,021

1 Based on the consolidated debt to capitalization covenant in the CenterPoint Energy, Inc. revolving credit facility and the revolving credit facility of each of CenterPoint Energy Houston Electric, LLC, CenterPoint Energy Resources Corp., and Southern Indiana Gas & Electric Company, the full capacity of such revolving credit facilities, which aggregated $4.0 billion, could have been utilized at December 31, 2025.

2 Represents outstanding letters of credit of $165 thousand and outstanding commercial paper of $420 million.

3 Represents outstanding letters of credit of $5 thousand and outstanding commercial paper of $559 million.

Note: Amounts may not add up due to rounding

Principal Amounts of External Debt As of December 31, 2025

(in millions)

402

SIGECO Securitization I, LLC

$

Securitization Bonds

76

Guaranteed Senior Notes

Total

Senior Notes

Restoration Bond Company II, LLC

Indiana Gas Company

$ 1,458

$ - (6)

$ 1,458

First Mortgage Bonds

Bank Loans

Total

-

$

$ -

CenterPoint Energy Houston Electric, LLC

$

4,105

559

$ - (4)

500 (7)

9,778

First Mortgage Bonds

General Mortgage Bonds Bank Loans

Bank Loans

Total

$

$

$

$

$

-

9,278

-

(5)

CenterPoint Energy, Inc.

$

$

Senior Notes

Commercial Paper Bank Loans

TOTAL

Vectren Utility Holdings, LLC

4,664

CenterPoint Energy Resources Corp.

68 (2)

420

$ - (3)

$ 6,475

(1)

-

1,987

2,000

2,000

ZENS

Senior Notes

Convertible Senior Notes Jr Sub Notes

Collateralized Pollution Control Bonds Commercial Paper

Bank Loans

TOTAL

Southern Indiana Gas & Electric Company

$

$

$

$

$

$

$

312

$

Securitization Bonds

On December 31, 2025, the principal amount on which 2% interest is payable

(1) was $828 million, the debt component reflected on the financial statements was $0 million and the contingent principal amount was $94,976.

Note: Amounts may not add up due to rounding

The $68 million principal amount of collateralized pollution control bonds are

(2) obligations of CenterPoint Energy, Inc. which are collateralized by general mortgage bonds issued by CenterPoint Energy Houston Electric, LLC.

(3) Borrowings under $2.4 billion bank facility.

(4) Borrowings under $1.05 billion bank facility.

(5) Borrowings under $300 million bank facility.

(6) Borrowings under $250 million bank facility.

(7) Borrowings under $500 million 18-month term loan agreement was extended to March 31, 2026

CenterPoint Energy, Inc.

Principal Amounts of Maturing External Debt As of December 31, 2025

($ in millions)

Year 2025

2026-2030

CenterPoint

Energy CEHE CERC IGC SIGECO

2031-2035

220

3,612

1,270

-

570

5,672

246

5,918

2036-2040

-

-

400

-

149

549

252

801

2041-2045

-

1,094

485

-

51

1,630

14

1,644

2046-2050

153

1,171

190

-

-

1,514

-

1,514

2051-2055

1,300

1,800

-

-

303

3,403

-

3,403

2056+

700

-

-

-

-

700

-

700

Total

$ 6,475

$ 9,778

$ 4,664

$ 76

$ 1,458

$ 22,451

$ 713

$ 23,164

- - - - -4,102 (1)(3)(4) 2,100 (5) 2,319 (6) 76 385

Securitization

Sub-total

-8,982

Total

-9,184

(2) Bonds (2)

-201

Debt collateralized by General Mortgage Bonds of CenterPoint Energy Houston Electric, LLC (CEHE) matures on the f ollow ing dates: 2028, $68 million.

Using scheduled payment dates.

Includes commercial paper of $420 million and bank borrow ings of $0 million.

Includes ZENS at their contingent principal amount of $94,976. As of December 31, 2025, the principal amount of ZENS on w hich interest is paid w as $828 million and the ZENS debt component

ref lected on the Company's f inancial statements w as $0 million. At maturity or upon redemption, holders of ZENS w ill receive cash at the higher of the contingent principal amount or the value of the ref erence shares of AT&T Inc., Warner Bros. Discovery, Inc. and Charter Communications, Inc.

Includes bank borrow ings of $0 million.

Includes commercial paper of $559 million and bank borrow ings of $0 million.

Note: Amounts may not add up due to rounding

Disclaimer

CenterPoint Energy Inc. published this content on April 23, 2026, and is solely responsible for the information contained herein. Distributed via Public Technologies (PUBT), unedited and unaltered, on April 23, 2026 at 20:01 UTC.